What is the most common complaint against Credova Holdings Inc?

The most common issue consumers report about Credova Holdings Inc is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 22 complaints filed with the CFPB.

Are complaints against Credova Holdings Inc increasing or decreasing?

Complaints against Credova Holdings Inc have been stable. The company received 4 complaints in the last 12 months.

What is Credova Holdings Inc's reputation grade?

Credova Holdings Inc has a reputation grade of C (score: 57.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credova Holdings Inc respond to consumer complaints?

Credova Holdings Inc has a 100% timely response rate to CFPB complaints.

In how many states does Credova Holdings Inc operate?

Credova Holdings Inc has received CFPB complaints from consumers in 11 states, with the most complaints from Florida (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credova Holdings Inc - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

12
False statements or representation

4
Took or threatened to take negative or legal action

3
Communication tactics

2
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record credova-holdings-inc Credova Holdings Inc

Grade C · 22 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1803 · compose #2886

VOL 22
GRADE C
12MO 4
STATES 11
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,803
COMPOSE #2,886

Volume peers

Nearest volume peer: Abrahamsen Ratchford, P.C (22 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credova Holdings Inc's 22 CFPB complaints sit next to Abrahamsen Ratchford, P.C on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Florida is the plurality state for Credova Holdings Inc (27.3%)

Volume rank #1,803 and composite rank #2,886 diverge by 1,083 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Florida 27.3%; Mid-band (15–30%) · 11 states with ≥1 filing
Seasonal peak: 2024-11 13.3%; 8–15% band · 4 filings
Divergent corpus ranks: #1,803 volume; #2,886 composite; Cleanest-composite ladder is 1,083 places worse than volume

How does Credova Holdings Inc compare to its peers?

How does Credova Holdings Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credova Holdings Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

81%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-02 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	12
False statements or representation	4
Took or threatened to take negative or legal action	3
Communication tactics	2
Threatened to contact someone or share information improperly	1

Where do complaints against Credova Holdings Inc come from?

Credova Holdings Inc's own per-state count, not a national baseline.

Florida

6
Texas

3
Virginia

3
Georgia

2
Hawaii

2
Kansas

1
Michigan

1
North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credova Holdings Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 22.

4 peers

Know your rights before responding to Credova Holdings Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.