What is the most common complaint against Deca Financial Services LLC (Closed)?

The most common issue consumers report about Deca Financial Services LLC (Closed) is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 16 complaints filed with the CFPB.

Are complaints against Deca Financial Services LLC (Closed) increasing or decreasing?

Complaints against Deca Financial Services LLC (Closed) are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Deca Financial Services LLC (Closed)'s reputation grade?

Deca Financial Services LLC (Closed) has a reputation grade of C (score: 60.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Deca Financial Services LLC (Closed) respond to consumer complaints?

Deca Financial Services LLC (Closed) has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 44% of cases.

In how many states does Deca Financial Services LLC (Closed) operate?

Deca Financial Services LLC (Closed) has received CFPB complaints from consumers in 9 states, with the most complaints from Virginia (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Deca Financial Services LLC (Closed) - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade C.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

5
Disclosure verification of debt

5
False statements or representation

2
Communication tactics

2
Improper contact or sharing of info

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record deca-financial-services-llc-closed Deca Financial Services LLC (Closed)

Grade C · 16 CFPB filings · 100% timely · lead issue: Cont'd attempts collect debt not owed · vol #2074 · compose #2316

VOL 16
GRADE C
12MO 0
STATES 9
TIMELY 100%
DISPUTE 44%
ISSUE Cont'd attempts collect de…
RANK #2,074
COMPOSE #2,316

Volume peers

Nearest volume peer: Absolute Collections Corp. (16 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Deca Financial Services LLC (Closed)'s 16 CFPB complaints sit next to Absolute Collections Corp. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Virginia is the plurality state for Deca Financial Services LLC (Closed) (18.8%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state: Virginia 18.8%; Mid-band (15–30%) · 9 states with ≥1 filing
Spike month: 2020-10 100.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #2,074 volume; #2,316 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Deca Financial Services LLC (Closed) compare to its peers?

How does Deca Financial Services LLC (Closed) compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Deca Financial Service… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

69%

91%

Consumer-dispute ratelower is better

44%

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-10 2020-10

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	5
Disclosure verification of debt	5
False statements or representation	2
Communication tactics	2
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against Deca Financial Services LLC (Closed) come from?

Deca Financial Services LLC (Closed)'s own per-state count, not a national baseline.

Virginia

3
California

2
Florida

2
Indiana

2
Maryland

2
Ohio

2
District of Columbia

1
New York

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Deca Financial Services LLC (Closed): nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 16.

4 peers

Know your rights before responding to Deca Financial Services LLC (Closed): FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.