State complaint profile

Debt collection complaints in Tennessee

21,990 CFPB complaints filed against 1,252 debt collectors active in Tennessee.

Complaints
21,990
Collectors
1,252
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tennessee at a glance

Tennessee consumers have filed 21,990 CFPB debt-collection complaints against 1,252 collectors.

21,990
CFPB complaints filed
1,252
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Tennessee

Tennessee filings are dispersed: the top three collectors hold only 0% of 21,990 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Tennessee residents in this extract is Transunion Intermediate Holdings, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 14

Sorted by most complaints

Axela Technologies, Inc

D
2 total complaints ↑ rising

Bbva Financial Corporation

C
2 total complaints ↓ falling

Blitt and Gaines, P.C.

D
2 total complaints → stable

Braviant Holdings, LLC

D
2 total complaints → stable

Business Processing Solutions, LLC

F
2 total complaints ↑ rising

Cadence Bank

B
2 total complaints ↑ rising

Corelogic Inc

C
2 total complaints → stable

Carvana Group, LLC

D
2 total complaints → stable

Castle Credit Co Holdings, LLC, Chicago, IL Branch

C
2 total complaints ↓ falling

Ceannate

C
2 total complaints ↓ falling

Central States Recovery, Inc.

C
2 total complaints ↓ falling

Certegy Holdings, LLC

D
2 total complaints ↓ falling

Clearview Resolution Services

D
2 total complaints ↑ rising

Collection Information Bureau, Inc.

D
2 total complaints ↓ falling

Collections Acquisition Company, Inc.

F
2 total complaints ↓ falling

Commercial Trade, Inc.

C
2 total complaints ↓ falling

Courtesy Finance LLC

B
2 total complaints ↑ rising

Credit Card Acquisitions Group

F
2 total complaints ↑ rising

Credit Clearing House of America, Inc.

D
2 total complaints ↓ falling

Credit Collections U.S.A., L.L.C.

F
2 total complaints → stable

Credit International Corporation

C
2 total complaints → stable

Credit Service International Corp

C
2 total complaints ↑ rising

Critical Resolution Mediation LLC

F
2 total complaints ↓ falling

Data Check of America LLC

F
2 total complaints ↓ falling

Data Search NY, Inc.

F
2 total complaints ↓ falling

Debt Management Incorporated

F
2 total complaints ↑ rising

Delta Outsource Group, Inc.

B
2 total complaints ↓ falling

Denali Capital Holdings, LLC

D
2 total complaints ↑ rising

Denefits LLC

F
2 total complaints ↑ rising

Durham & Durham, LLP

C
2 total complaints ↓ falling

Duvera Billing Services, LLC

D
2 total complaints ↓ falling

Escallate, LLC

D
2 total complaints ↓ falling

Eagle Accounts Group, Inc.

C
2 total complaints ↓ falling

Emerald Canyon Capital, LLC

C
2 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
2 total complaints ↓ falling

FEDChex Recovery, LLC

F
2 total complaints ↑ rising

Fresno Credit Bureau

C
2 total complaints ↓ falling

Fric Holding Corporation

B
2 total complaints ↓ falling

Fairway Capital Recovery, LLC

C
2 total complaints ↑ rising

Filings and Claims Inc.

B
2 total complaints ↓ falling

Financial Asset Management Systems Inc

C
2 total complaints ↓ falling

Finmax Smart Capital LLC

D
2 total complaints → stable

First Direct Mediation

D
2 total complaints ↓ falling

First Reliance Holdings LLC

C
2 total complaints ↓ falling

FlexShopper, Inc

D
2 total complaints → stable

Forest Recovery Services LLC

D
2 total complaints ↑ rising

Full Circle Financial Services, LLC

B
2 total complaints ↓ falling

Greenstate Credit Union

C
2 total complaints ↑ rising

GVA Holdings, LLC

C
2 total complaints ↓ falling

Galaxy Capital Acquisitions, LLC

D
2 total complaints ↓ falling

If a collector is contacting you in Tennessee

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Tennessee names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Tennessee AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Tennessee

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Tennessee Resident

Tennessee's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Tennessee attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.