State complaint profile

Debt collection complaints in Tennessee

21,990 CFPB complaints filed against 1,252 debt collectors active in Tennessee.

Complaints
21,990
Collectors
1,252
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tennessee at a glance

Tennessee consumers have filed 21,990 CFPB debt-collection complaints against 1,252 collectors.

21,990
CFPB complaints filed
1,252
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Tennessee

Tennessee filings are dispersed: the top three collectors hold only 0% of 21,990 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Tennessee residents in this extract is Transunion Intermediate Holdings, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 15

Sorted by most complaints

Garcadia Financial LLC

B
2 total complaints ↓ falling

General Credit Services

B
2 total complaints ↓ falling

Giggle Finance Inc.

F
2 total complaints ↑ rising

Global Asset Agency, Inc.

F
2 total complaints ↓ falling

Global Resolution Group, LLC

D
2 total complaints ↓ falling

Goal Structured Solutions, LLC

F
2 total complaints ↑ rising

Grain Technology, Inc.

D
2 total complaints ↓ falling

Heartland Payment Systems Inc

D
2 total complaints ↓ falling

Hatfield Portfolio Group LLC.

D
2 total complaints ↓ falling

Healthcare Finance Direct LLC.

F
2 total complaints ↑ rising

Hollis Cobb Associates

D
2 total complaints → stable

Huntington Debt Holding LLC

D
2 total complaints → stable

IPAC'S Inc.

F
2 total complaints ↑ rising

Immediate Credit Recovery

D
2 total complaints ↓ falling

Innovate Managed Holdings, LLC

D
2 total complaints ↓ falling

Insight Capital LLC (NV)

F
2 total complaints ↓ falling

Integrated Asset Recovery LLC

F
2 total complaints ↓ falling

Interstate Recovery Service, Inc.

F
2 total complaints ↓ falling

J J Marshall & Associates, Inc

D
2 total complaints → stable

JTM Capital Management, LLC

F
2 total complaints ↓ falling

Jonathan C. Frank & Associates, LLC

F
2 total complaints ↓ falling

Kaman & Cusimano, LLC

D
2 total complaints ↓ falling

KeyBridge Medical Revenue Management

D
2 total complaints ↓ falling

Kovo

D
2 total complaints ↑ rising

Lexisnexis

F
2 total complaints → stable

Loan to Learn

B
2 total complaints ↓ falling

Lake City Credit

F
2 total complaints ↓ falling

Law Office of Charles G. McCarthy Jr. & Assoc.

C
2 total complaints ↓ falling

Law Offices of Crystal Moroney, P.C.

B
2 total complaints ↓ falling

Lela Mae Portfolio Management Group

F
2 total complaints ↑ rising

LendingPoint Holdings LLC

F
2 total complaints ↑ rising

LoanCare, LLC

C
2 total complaints ↑ rising

Louisiana Recovery Services Inc.

C
2 total complaints ↓ falling

Morgan Stanley & Co. LLC

B
2 total complaints ↓ falling

Madison Auto, LLC

D
2 total complaints ↑ rising

Medical Business Bureau

F
2 total complaints ↓ falling

Medical-Commercial Audit Inc

C
2 total complaints ↑ rising

Mercedes Benz Financial Services

D
2 total complaints ↑ rising

Metacorp LLC

C
2 total complaints → stable

Millco Management

C
2 total complaints ↓ falling

Momnt Technologies, Inc.

D
2 total complaints ↑ rising

Mutual Financial Partners

C
2 total complaints ↓ falling

NEW York Community Bancorp Inc

D
2 total complaints ↑ rising

National Arbitration Forum

F
2 total complaints ↓ falling

National Healthcare Collections, LLC

D
2 total complaints ↑ rising

Nations Recovery Center

D
2 total complaints ↓ falling

North Shore Agency, LLC

C
2 total complaints ↓ falling

Oportun Financial Corporation

C
2 total complaints ↑ rising

Oliphant United, Inc.

F
2 total complaints ↑ rising

Orions Management Group, LLC

D
2 total complaints → stable

If a collector is contacting you in Tennessee

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Tennessee names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Tennessee AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Tennessee

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Tennessee Resident

Tennessee's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Tennessee attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.