What is the most common complaint against Fresno Credit Bureau?

The most common issue consumers report about Fresno Credit Bureau is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 178 complaints filed with the CFPB.

Are complaints against Fresno Credit Bureau increasing or decreasing?

Complaints against Fresno Credit Bureau are falling. The company received 14 complaints in the last 12 months, showing improvement over prior periods.

What is Fresno Credit Bureau's reputation grade?

Fresno Credit Bureau has a reputation grade of C (score: 57.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Fresno Credit Bureau respond to consumer complaints?

Fresno Credit Bureau has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.

In how many states does Fresno Credit Bureau operate?

Fresno Credit Bureau has received CFPB complaints from consumers in 18 states, with the most complaints from California (145 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Fresno Credit Bureau - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

63
Written notification about debt

37
False statements or representation

24
Cont'd attempts collect debt not owed

20
Took or threatened to take negative or legal action

15
Disclosure verification of debt

10

Data updated September 2026

CFPB complaint disposition

CCDB record fresno-credit-bureau Fresno Credit Bureau

Grade C · 178 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #598 · compose #2859

VOL 178
GRADE C
12MO 14
STATES 18
TIMELY 99%
DISPUTE 13%
ISSUE Attempts to collect debt n…
RANK #598
COMPOSE #2,859

Volume peers

Nearest volume peer: Harpeth Financial Services, LLC (178 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Fresno Credit Bureau's 178 CFPB complaints sit next to Harpeth Financial Services, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

81.5% of Fresno Credit Bureau's CFPB filings land in California

High volume does not equal a clean composite: Fresno Credit Bureau is volume #598 but composite #2,859, while California dominates the geography. Corpus placement method.

Dominant state: California 81.5%; 145 of 178 filings · 18 states touched
Seasonal peak: 2018-05 13.0%; 8–15% band · 6 filings
Divergent corpus ranks: #598 volume; #2,859 composite; Cleanest-composite ladder is 2,261 places worse than volume

How does Fresno Credit Bureau compare to its peers?

How does FRESNO CREDIT BUREAU compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

FRESNO CREDIT BUREAU National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

98%

91%

Consumer-dispute ratelower is better

13%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-06 2020-07

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	63
Written notification about debt	37
False statements or representation	24
Cont'd attempts collect debt not owed	20
Took or threatened to take negative or legal action	15
Disclosure verification of debt	10
Communication tactics	5
Threatened to contact someone or share information improperly	3
Improper contact or sharing of info	1

Where do complaints against Fresno Credit Bureau come from?

Fresno Credit Bureau's own per-state count, not a national baseline.

California

145
Washington

8
Ohio

3
Texas

3
Georgia

2
Kentucky

2
Tennessee

2
Alabama

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Fresno Credit Bureau: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 178.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.4186046511628%.

4 peers

Know your rights before responding to Fresno Credit Bureau: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.