What is the most common complaint against Fairway Capital Recovery, LLC?

The most common issue consumers report about Fairway Capital Recovery, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 146 complaints filed with the CFPB.

Are complaints against Fairway Capital Recovery, LLC increasing or decreasing?

Complaints against Fairway Capital Recovery, LLC are rising. The company received 49 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Fairway Capital Recovery, LLC's reputation grade?

Fairway Capital Recovery, LLC has a reputation grade of C (score: 57.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Fairway Capital Recovery, LLC respond to consumer complaints?

Fairway Capital Recovery, LLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.

In how many states does Fairway Capital Recovery, LLC operate?

Fairway Capital Recovery, LLC has received CFPB complaints from consumers in 25 states, with the most complaints from North Carolina (36 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Fairway Capital Recovery, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 25 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

44
Written notification about debt

29
False statements or representation

25
Took or threatened to take negative or legal action

18
Communication tactics

17
Cont'd attempts collect debt not owed

4

Data updated September 2026

CFPB complaint disposition

CCDB record fairway-capital-recovery-llc Fairway Capital Recovery, LLC

Grade C · 146 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #665 · compose #2718

VOL 146
GRADE C
12MO 49
STATES 25
TIMELY 99%
DISPUTE 18%
ISSUE Attempts to collect debt n…
RANK #665
COMPOSE #2,718

Volume peers

Nearest volume peer: Block, Inc. (146 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Fairway Capital Recovery, LLC's 146 CFPB complaints sit next to Block, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

North Carolina is the plurality state for Fairway Capital Recovery, LLC (24.7%)

Volume rank #665 and composite rank #2,718 diverge by 2,053 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: North Carolina 24.7%; Mid-band (15–30%) · 25 states with ≥1 filing
Seasonal peak: 2017-04 8.3%; 8–15% band · 4 filings
Divergent corpus ranks: #665 volume; #2,718 composite; Cleanest-composite ladder is 2,053 places worse than volume

How does Fairway Capital Recovery, LLC compare to its peers?

How does Fairway Capital Recovery, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Fairway Capital Recove… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

91%

Consumer-dispute ratelower is better

18%

15%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-02 2018-07

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	44
Written notification about debt	29
False statements or representation	25
Took or threatened to take negative or legal action	18
Communication tactics	17
Cont'd attempts collect debt not owed	4
Electronic communications	3
Threatened to contact someone or share information improperly	2
Improper contact or sharing of info	2
Disclosure verification of debt	1

Where do complaints against Fairway Capital Recovery, LLC come from?

Fairway Capital Recovery, LLC's own per-state count, not a national baseline.

North Carolina

36
Ohio

33
California

13
Kentucky

9
Texas

9
Illinois

7
Florida

5
South Carolina

5

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Fairway Capital Recovery, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 146.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.25925925925925%.

4 peers

Know your rights before responding to Fairway Capital Recovery, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.