What is the most common complaint against Greenstate Credit Union?

The most common issue consumers report about Greenstate Credit Union is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 25 complaints filed with the CFPB.

Are complaints against Greenstate Credit Union increasing or decreasing?

Complaints against Greenstate Credit Union are rising. The company received 13 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Greenstate Credit Union's reputation grade?

Greenstate Credit Union has a reputation grade of C (score: 57.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Greenstate Credit Union respond to consumer complaints?

Greenstate Credit Union has a 100% timely response rate to CFPB complaints.

In how many states does Greenstate Credit Union operate?

Greenstate Credit Union has received CFPB complaints from consumers in 10 states, with the most complaints from Iowa (12 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Greenstate Credit Union - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

11
Attempts to collect debt not owed

6
Written notification about debt

5
False statements or representation

3

Data updated September 2026

CFPB complaint disposition

CCDB record greenstate-credit-union Greenstate Credit Union

Grade C · 25 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #1708 · compose #2919

VOL 25
GRADE C
12MO 13
STATES 10
TIMELY 100%
ISSUE Took or threatened to take…
RANK #1,708
COMPOSE #2,919

Volume peers

Nearest volume peer: Absolute Credit LLC (25 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Greenstate Credit Union's 25 CFPB complaints sit next to Absolute Credit LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

48.0% of Greenstate Credit Union's CFPB filings land in Iowa

High volume does not equal a clean composite: Greenstate Credit Union is volume #1,708 but composite #2,919, while Iowa dominates the geography. Corpus placement method.

Dominant state: Iowa 48.0%; 12 of 25 filings · 10 states touched
Seasonal peak: 2019-03 11.4%; 8–15% band · 5 filings
Divergent corpus ranks: #1,708 volume; #2,919 composite; Cleanest-composite ladder is 1,211 places worse than volume

How does Greenstate Credit Union compare to its peers?

How does GREENSTATE CREDIT UNION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

GREENSTATE CREDIT UNIO… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

88%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-03 2020-02

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	11
Attempts to collect debt not owed	6
Written notification about debt	5
False statements or representation	3

Where do complaints against Greenstate Credit Union come from?

Greenstate Credit Union's own per-state count, not a national baseline.

Iowa

12
Illinois

4
Tennessee

2
Florida

1
Georgia

1
Kentucky

1
Michigan

1
Missouri

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Greenstate Credit Union: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 25.

4 peers

Know your rights before responding to Greenstate Credit Union: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.