What is the most common complaint against Data Check of America LLC?

The most common issue consumers report about Data Check of America LLC is "Communication tactics", specifically "Threatened to sue on too old debt". This is based on 24 complaints filed with the CFPB.

Are complaints against Data Check of America LLC increasing or decreasing?

Complaints against Data Check of America LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Data Check of America LLC's reputation grade?

Data Check of America LLC has a reputation grade of F (score: 35.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Data Check of America LLC respond to consumer complaints?

Data Check of America LLC has a 4% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Data Check of America LLC operate?

Data Check of America LLC has received CFPB complaints from consumers in 9 states, with the most complaints from Alabama (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Data Check of America LLC - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade F.

Compiled by PlainCollector

Communication tactics

6
Cont'd attempts collect debt not owed

5
Taking/threatening an illegal action

5
Disclosure verification of debt

4
Attempts to collect debt not owed

2
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record data-check-of-america-llc Data Check of America LLC

Grade F · 24 CFPB filings · 4% timely · lead issue: Communication tactics · vol #1737 · compose #5113

VOL 24
GRADE F
12MO 0
STATES 9
TIMELY 4%
DISPUTE 0%
ISSUE Communication tactics
RANK #1,737
COMPOSE #5,113

Volume peers

Nearest volume peer: Acceptance Rentals, Inc. (24 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Data Check of America LLC's 24 CFPB complaints sit next to Acceptance Rentals, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Alabama is the plurality state for Data Check of America LLC (29.2%)

Volume rank #1,737 and composite rank #5,113 diverge by 3,376 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Alabama 29.2%; Mid-band (15–30%) · 9 states with ≥1 filing
Seasonal peak: 2017-05 11.8%; 8–15% band · 2 filings
Divergent corpus ranks: #1,737 volume; #5,113 composite; Cleanest-composite ladder is 3,376 places worse than volume

How does Data Check of America LLC compare to its peers?

How does Data Check of America LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Data Check of America … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

79%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-08 2025-06

Issue Detail Breakdown

Issue	Complaints
Communication tactics	6
Cont'd attempts collect debt not owed	5
Taking/threatening an illegal action	5
Disclosure verification of debt	4
Attempts to collect debt not owed	2
Took or threatened to take negative or legal action	1
False statements or representation	1

Where do complaints against Data Check of America LLC come from?

Data Check of America LLC's own per-state count, not a national baseline.

Alabama

7
Georgia

5
California

3
Florida

2
Tennessee

2
Maryland

1
Mississippi

1
Missouri

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Data Check of America LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 24.

4 peers

Know your rights before responding to Data Check of America LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.