State complaint profile

Debt collection complaints in Tennessee

21,990 CFPB complaints filed against 1,252 debt collectors active in Tennessee.

Complaints
21,990
Collectors
1,252
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tennessee at a glance

Tennessee consumers have filed 21,990 CFPB debt-collection complaints against 1,252 collectors.

21,990
CFPB complaints filed
1,252
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Tennessee

Tennessee filings are dispersed: the top three collectors hold only 0% of 21,990 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Tennessee residents in this extract is Transunion Intermediate Holdings, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

Byrider Franchising, LLC

D
3 total complaints → stable

C & M Associates Group, Inc.

B
3 total complaints ↓ falling

Commerce Bank

B
3 total complaints ↑ rising

Capital Collection Management LLC

D
3 total complaints ↑ rising

Central Research Inc

D
3 total complaints ↑ rising

Choice Recovery, Inc.

D
3 total complaints ↓ falling

Coastline Financial Resources, LLC

F
3 total complaints ↓ falling

Commercial Recovery Systems

F
3 total complaints ↓ falling

Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)

D
3 total complaints ↓ falling

Concord Servicing Corporation

C
3 total complaints ↑ rising

Consolidated Management Group, LLC

D
3 total complaints ↓ falling

Consumer Collection Management. Inc

F
3 total complaints → stable

Cuzco Capital Investment Management, LLC

C
3 total complaints ↓ falling

DTA Group LLC

D
3 total complaints ↓ falling

Data and Contact Management Solutions, LLC

C
3 total complaints ↓ falling

Deinde Online Services, LLC

F
3 total complaints ↑ rising

Direct Capital

F
3 total complaints ↓ falling

Duncan Solutions, lnc.

D
3 total complaints ↓ falling

EMCC Holdings, LLC

C
3 total complaints ↓ falling

Equitable Acceptance Corp

B
3 total complaints ↓ falling

Essential Retrieval Group

F
3 total complaints ↓ falling

Fay Servicing, LLC

D
3 total complaints ↓ falling

First Financial Resources, Inc.

C
3 total complaints → stable

Fulton Friedman & Gullace LLP

C
3 total complaints ↓ falling

Gatestone & Co. International Inc.

D
3 total complaints ↓ falling

Golden Title Loans LLC

B
3 total complaints ↓ falling

GreenSky, LLC

D
3 total complaints ↓ falling

Grisham Cummins, LLC

B
3 total complaints ↑ rising

Harley Davidson Financial Services Inc

C
3 total complaints ↑ rising

Integrity Solution Services, Inc.

C
3 total complaints ↓ falling

KBR Inc DBA Rash Curtis & Associates

F
3 total complaints ↓ falling

LD Holdings Group, LLC

B
3 total complaints → stable

LDF Holdings, LLC

C
3 total complaints ↓ falling

Law Offices of Timothy M. Sullivan

D
3 total complaints ↑ rising

Lending Club Corp

D
3 total complaints ↓ falling

Lincoln Educational Services Corporation

C
3 total complaints → stable

Lipsey, Morrison, Waller & Lipsey, P.C.

A
3 total complaints ↓ falling

MNS & Associates LLC

D
3 total complaints ↓ falling

MS Services LLC

D
3 total complaints ↓ falling

Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates

F
3 total complaints ↑ rising

Merchants Adjustment Service, Inc.

D
3 total complaints → stable

Mid-Atlantic Finance Co., Inc.

D
3 total complaints ↑ rising

Midwest Fidelity Services, LLC

C
3 total complaints ↑ rising

National Commercial Services, Inc

D
3 total complaints ↓ falling

National Management Recovery Corp. (NMRC)

F
3 total complaints ↓ falling

National Principal Group, LLC

C
3 total complaints ↓ falling

PNC Bank N.A.

D
3 total complaints → stable

Preferred Credit Inc

C
3 total complaints ↑ rising

PayTomorrow, LLC

D
3 total complaints ↑ rising

Premier Portfolio Group

F
3 total complaints ↓ falling

If a collector is contacting you in Tennessee

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Tennessee names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Tennessee AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Tennessee

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Tennessee Resident

Tennessee's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Tennessee attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.