What is the most common complaint against C & M Associates Group, Inc.?

The most common issue consumers report about C & M Associates Group, Inc. is "Attempts to collect debt not owed", specifically "Threatened to sue you for very old debt". This is based on 37 complaints filed with the CFPB.

Are complaints against C & M Associates Group, Inc. increasing or decreasing?

Complaints against C & M Associates Group, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is C & M Associates Group, Inc.'s reputation grade?

C & M Associates Group, Inc. has a reputation grade of B (score: 62.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does C & M Associates Group, Inc. respond to consumer complaints?

C & M Associates Group, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does C & M Associates Group, Inc. operate?

C & M Associates Group, Inc. has received CFPB complaints from consumers in 21 states, with the most complaints from California (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

C & M Associates Group, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

9
Took or threatened to take negative or legal action

8
False statements or representation

7
Communication tactics

5
Taking/threatening an illegal action

4
Cont'd attempts collect debt not owed

2

Data updated September 2026

CFPB complaint disposition

CCDB record c-m-associates-group-inc C & M Associates Group, Inc.

Grade B · 37 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1388 · compose #2067

VOL 37
GRADE B
12MO 0
STATES 21
TIMELY 100%
DISPUTE 17%
ISSUE Attempts to collect debt n…
RANK #1,388
COMPOSE #2,067

Volume peers

Nearest volume peer: Bursey & Associates, P.C. (37 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

C & M Associates Group, Inc.'s 37 CFPB complaints sit next to Bursey & Associates, P.C. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

C & M Associates Group, Inc. spreads filings across 21 states - California leads at only 10.8%

Despite a broad state map, C & M Associates Group, Inc. still sits volume #1,388 against composite #2,067 - the two RankMaps diverge by 679 places. Corpus placement method.

Most-even geography: Lead state under 15%; California still leads at 10.8% across 21 states
Spike month: 2014-06 20.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,388 volume; #2,067 composite; Cleanest-composite ladder is 679 places worse than volume

How does C & M Associates Group, Inc. compare to its peers?

How does C & M Associates Group, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

C & M Associates Group… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

94%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-06 2020-10

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	9
Took or threatened to take negative or legal action	8
False statements or representation	7
Communication tactics	5
Taking/threatening an illegal action	4
Cont'd attempts collect debt not owed	2
Disclosure verification of debt	2

Where do complaints against C & M Associates Group, Inc. come from?

C & M Associates Group, Inc.'s own per-state count, not a national baseline.

California

4
Missouri

4
Texas

4
Georgia

3
Pennsylvania

3
Tennessee

3
Florida

2
Alabama

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for C & M Associates Group, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 37.

4 peers

Know your rights before responding to C & M Associates Group, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.