State complaint profile

Debt collection complaints in Pennsylvania

40,073 CFPB complaints filed against 1,429 debt collectors active in Pennsylvania.

Complaints
40,073
Collectors
1,429
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Pennsylvania at a glance

Pennsylvania consumers have filed 40,073 CFPB debt-collection complaints against 1,429 collectors.

40,073
CFPB complaints filed
1,429
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Pennsylvania

Pennsylvania filings are dispersed: the top three collectors hold only 0% of 40,073 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Pennsylvania residents in this extract is Transunion Intermediate Holdings, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

Data and Contact Management Solutions, LLC

C
4 total complaints ↓ falling

DigniFi

D
4 total complaints ↑ rising

Eltman Law, P.C.

D
4 total complaints ↓ falling

Esser, James & Associates

C
4 total complaints ↓ falling

First Commonwealth Financial Corporation

B
4 total complaints → stable

Fenton & McGarvey Law Firm, P.S.C.

D
4 total complaints ↓ falling

First Recovery Solutions, Inc.

F
4 total complaints ↓ falling

GMA Investments, LLC

F
4 total complaints ↓ falling

Gulf Coast Collection Bureau, Inc.

D
4 total complaints ↓ falling

Galaxy Capital Acquisitions, LLC

D
4 total complaints ↓ falling

Global Processing Services, LLC

F
4 total complaints → stable

Goal Structured Solutions, LLC

F
4 total complaints ↑ rising

Grain Technology, Inc.

D
4 total complaints ↓ falling

GreenSky, LLC

D
4 total complaints ↓ falling

HF Holdings

D
4 total complaints ↑ rising

Healthcare Finance Direct LLC.

F
4 total complaints ↑ rising

Ideal Collection Services, Inc.

D
4 total complaints → stable

Immediate Credit Recovery

D
4 total complaints ↓ falling

Integrity Solution Services, Inc.

C
4 total complaints ↓ falling

J. Scott Watson

F
4 total complaints ↓ falling

Johnstown Credit Bureau, Inc.

B
4 total complaints ↑ rising

Kimball, Tirey & St. John LLP

D
4 total complaints ↑ rising

MNE Services, Inc

D
4 total complaints ↓ falling

MRS Collections LLC

A
4 total complaints ↓ falling

Madison Auto, LLC

D
4 total complaints ↑ rising

Medical Business Bureau

F
4 total complaints ↓ falling

Mid-Atlantic Consumer Services

C
4 total complaints ↓ falling

National Debt Relief LLC

F
4 total complaints ↑ rising

NBT Bancorp Inc.

C
4 total complaints → stable

National Recovery Solutions, LLC

C
4 total complaints → stable

New Century Financial Services, Inc.

C
4 total complaints ↓ falling

North American Asset Services, LLC

D
4 total complaints ↓ falling

PHH Mortgage Services Corporation

C
4 total complaints ↓ falling

Perfection Collection

D
4 total complaints ↓ falling

Pinnacle Asset Management, LLC

F
4 total complaints ↓ falling

PlusFour, Inc

F
4 total complaints ↓ falling

RJM Acquisition LLC

C
4 total complaints ↓ falling

RMS-Recovery Management Services, Inc.

C
4 total complaints → stable

Revenue Collection Bureau, Inc.

D
4 total complaints ↓ falling

Revenue Recovery Corporation

D
4 total complaints ↓ falling

Rubin & Yates, LLC

F
4 total complaints ↓ falling

SKO Brenner American, Inc.

C
4 total complaints ↓ falling

Suntrust Banks, Inc.

D
4 total complaints ↓ falling

Seattle Service Bureau, Inc

D
4 total complaints → stable

Social Finance, Inc.

B
4 total complaints ↓ falling

The Outsource Group, Inc

F
4 total complaints ↓ falling

The Regional Adjustment Bureau, Incorporated

C
4 total complaints ↓ falling

United Resource Systems, Inc

F
4 total complaints ↓ falling

United We Collect, Inc.

C
4 total complaints ↓ falling

Zenco Collection, LLC

C
4 total complaints ↓ falling

If a collector is contacting you in Pennsylvania

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Pennsylvania names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Pennsylvania AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Pennsylvania

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Pennsylvania Resident

Pennsylvania's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Pennsylvania attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.