What is the most common complaint against Gulf Coast Collection Bureau, Inc.?

The most common issue consumers report about Gulf Coast Collection Bureau, Inc. is "Attempts to collect debt not owed", specifically "Debt is not mine". This is based on 368 complaints filed with the CFPB.

Are complaints against Gulf Coast Collection Bureau, Inc. increasing or decreasing?

Complaints against Gulf Coast Collection Bureau, Inc. are falling. The company received 40 complaints in the last 12 months, showing improvement over prior periods.

What is Gulf Coast Collection Bureau, Inc.'s reputation grade?

Gulf Coast Collection Bureau, Inc. has a reputation grade of D (score: 50.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Gulf Coast Collection Bureau, Inc. respond to consumer complaints?

Gulf Coast Collection Bureau, Inc. has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Gulf Coast Collection Bureau, Inc. operate?

Gulf Coast Collection Bureau, Inc. has received CFPB complaints from consumers in 28 states, with the most complaints from Florida (287 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Gulf Coast Collection Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

94
Cont'd attempts collect debt not owed

80
Written notification about debt

50
Communication tactics

46
Disclosure verification of debt

46
False statements or representation

36

Data updated September 2026

CFPB complaint disposition

CCDB record gulf-coast-collection-bureau-inc Gulf Coast Collection Bureau, Inc.

Grade D · 368 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #340 · compose #4106

VOL 368
GRADE D
12MO 40
STATES 28
TIMELY 99%
DISPUTE 33%
ISSUE Attempts to collect debt n…
RANK #340
COMPOSE #4,106

Volume peers

Nearest volume peer: Patenaude & Felix A Professional Corporation (367 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Gulf Coast Collection Bureau, Inc.'s 368 CFPB complaints sit next to Patenaude & Felix A Professional Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

78.0% of Gulf Coast Collection Bureau, Inc.'s CFPB filings land in Florida

High volume does not equal a clean composite: Gulf Coast Collection Bureau, Inc. is volume #340 but composite #4,106, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 78.0%; 287 of 368 filings · 28 states touched
Seasonal peak: 2025-12 10.3%; 8–15% band · 29 filings
Divergent corpus ranks: #340 volume; #4,106 composite; Cleanest-composite ladder is 3,766 places worse than volume

How does Gulf Coast Collection Bureau, Inc. compare to its peers?

How does GULF COAST COLLECTION BUREAU, INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

GULF COAST COLLECTION … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

94%

91%

Consumer-dispute ratelower is better

33%

31%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	94
Cont'd attempts collect debt not owed	80
Written notification about debt	50
Communication tactics	46
Disclosure verification of debt	46
False statements or representation	36
Electronic communications	9
Took or threatened to take negative or legal action	6
Improper contact or sharing of info	1

Where do complaints against Gulf Coast Collection Bureau, Inc. come from?

Gulf Coast Collection Bureau, Inc.'s own per-state count, not a national baseline.

Florida

287
Georgia

22
California

9
Massachusetts

5
Arizona

4
Maryland

4
New York

4
Pennsylvania

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Gulf Coast Collection Bureau, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 368.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.89502762430939%.

4 peers

Know your rights before responding to Gulf Coast Collection Bureau, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.