What is the most common complaint against Ideal Collection Services, Inc.?

The most common issue consumers report about Ideal Collection Services, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 322 complaints filed with the CFPB.

Are complaints against Ideal Collection Services, Inc. increasing or decreasing?

Complaints against Ideal Collection Services, Inc. have been stable. The company received 59 complaints in the last 12 months.

What is Ideal Collection Services, Inc.'s reputation grade?

Ideal Collection Services, Inc. has a reputation grade of D (score: 49.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Ideal Collection Services, Inc. respond to consumer complaints?

Ideal Collection Services, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 43% of cases.

In how many states does Ideal Collection Services, Inc. operate?

Ideal Collection Services, Inc. has received CFPB complaints from consumers in 27 states, with the most complaints from Florida (246 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Ideal Collection Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

146
Written notification about debt

65
False statements or representation

41
Took or threatened to take negative or legal action

29
Cont'd attempts collect debt not owed

19
Communication tactics

9

Data updated September 2026

CFPB complaint disposition

CCDB record ideal-collection-services-inc Ideal Collection Services, Inc.

Grade D · 322 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #384 · compose #4213

VOL 322
GRADE D
12MO 59
STATES 27
TIMELY 100%
DISPUTE 43%
ISSUE Attempts to collect debt n…
RANK #384
COMPOSE #4,213

Volume peers

Nearest volume peer: Holloway Credit Solutions (322 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Ideal Collection Services, Inc.'s 322 CFPB complaints sit next to Holloway Credit Solutions on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

76.4% of Ideal Collection Services, Inc.'s CFPB filings land in Florida

High volume does not equal a clean composite: Ideal Collection Services, Inc. is volume #384 but composite #4,213, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 76.4%; 246 of 322 filings · 27 states touched
Even monthly load: Peak under 8%; Highest month 2025-12 at 6.9% (27 filings)
Divergent corpus ranks: #384 volume; #4,213 composite; Cleanest-composite ladder is 3,829 places worse than volume

How does Ideal Collection Services, Inc. compare to its peers?

How does Ideal Collection Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Ideal Collection Servi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

43%

23%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	146
Written notification about debt	65
False statements or representation	41
Took or threatened to take negative or legal action	29
Cont'd attempts collect debt not owed	19
Communication tactics	9
Disclosure verification of debt	8
Electronic communications	3
Threatened to contact someone or share information improperly	1
Taking/threatening an illegal action	1

Where do complaints against Ideal Collection Services, Inc. come from?

Ideal Collection Services, Inc.'s own per-state count, not a national baseline.

Florida

246
Georgia

11
Texas

8
North Carolina

7
California

5
Maryland

5
Pennsylvania

4
Indiana

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Ideal Collection Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 322.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Ideal Collection Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.