What is the most common complaint against Rubin & Yates, LLC?

The most common issue consumers report about Rubin & Yates, LLC is "Communication tactics", specifically "Debt was paid". This is based on 46 complaints filed with the CFPB.

Are complaints against Rubin & Yates, LLC increasing or decreasing?

Complaints against Rubin & Yates, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Rubin & Yates, LLC's reputation grade?

Rubin & Yates, LLC has a reputation grade of F (score: 34.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Rubin & Yates, LLC respond to consumer complaints?

Rubin & Yates, LLC has a 15% timely response rate to CFPB complaints. Consumers disputed the company's response in 4% of cases.

In how many states does Rubin & Yates, LLC operate?

Rubin & Yates, LLC has received CFPB complaints from consumers in 23 states, with the most complaints from Florida (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rubin & Yates, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 23 states, reputation grade F.

Compiled by PlainCollector

Communication tactics

14
Cont'd attempts collect debt not owed

13
Taking/threatening an illegal action

10
False statements or representation

7
Disclosure verification of debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record rubin-yates-llc Rubin & Yates, LLC

Grade F · 46 CFPB filings · 15% timely · lead issue: Communication tactics · vol #1257 · compose #5118

VOL 46
GRADE F
12MO 0
STATES 23
TIMELY 15%
DISPUTE 4%
ISSUE Communication tactics
RANK #1,257
COMPOSE #5,118

Volume peers

Nearest volume peer: Armstrong and Associates, Inc (46 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Rubin & Yates, LLC's 46 CFPB complaints sit next to Armstrong and Associates, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Rubin & Yates, LLC spreads filings across 23 states - Florida leads at only 10.9%

Despite a broad state map, Rubin & Yates, LLC still sits volume #1,257 against composite #5,118 - the two RankMaps diverge by 3,861 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 10.9% across 23 states
Even monthly load: Peak under 8%; Highest month 2014-05 at 7.1% (1 filings)
Divergent corpus ranks: #1,257 volume; #5,118 composite; Cleanest-composite ladder is 3,861 places worse than volume

How does Rubin & Yates, LLC compare to its peers?

How does Rubin & Yates, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Rubin & Yates, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

15%

96%

91%

Consumer-dispute ratelower is better

13%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-05 2026-02

Issue Detail Breakdown

Issue	Complaints
Communication tactics	14
Cont'd attempts collect debt not owed	13
Taking/threatening an illegal action	10
False statements or representation	7
Disclosure verification of debt	2

Where do complaints against Rubin & Yates, LLC come from?

Rubin & Yates, LLC's own per-state count, not a national baseline.

Florida

5
California

4
Pennsylvania

4
Texas

4
Illinois

3
South Carolina

3
Connecticut

2
New Hampshire

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Rubin & Yates, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 46.

4 peers

Know your rights before responding to Rubin & Yates, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.