What is the most common complaint against Goal Structured Solutions, LLC?

The most common issue consumers report about Goal Structured Solutions, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 187 complaints filed with the CFPB.

Are complaints against Goal Structured Solutions, LLC increasing or decreasing?

Complaints against Goal Structured Solutions, LLC are rising. The company received 100 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Goal Structured Solutions, LLC's reputation grade?

Goal Structured Solutions, LLC has a reputation grade of F (score: 48.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Goal Structured Solutions, LLC respond to consumer complaints?

Goal Structured Solutions, LLC has a 98% timely response rate to CFPB complaints.

In how many states does Goal Structured Solutions, LLC operate?

Goal Structured Solutions, LLC has received CFPB complaints from consumers in 33 states, with the most complaints from California (45 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Goal Structured Solutions, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 33 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

78
Took or threatened to take negative or legal action

37
False statements or representation

30
Written notification about debt

25
Communication tactics

10
Threatened to contact someone or share information improperly

4

Data updated September 2026

CFPB complaint disposition

CCDB record goal-structured-solutions-llc Goal Structured Solutions, LLC

Grade F · 187 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #570 · compose #4266

VOL 187
GRADE F
12MO 100
STATES 33
TIMELY 98%
ISSUE Attempts to collect debt n…
RANK #570
COMPOSE #4,266

Volume peers

Nearest volume peer: Great Lakes (187 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Goal Structured Solutions, LLC's 187 CFPB complaints sit next to Great Lakes on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for Goal Structured Solutions, LLC (24.1%)

Volume rank #570 and composite rank #4,266 diverge by 3,696 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 24.1%; Mid-band (15–30%) · 33 states with ≥1 filing
Seasonal peak: 2026-02 11.0%; 8–15% band · 8 filings
Divergent corpus ranks: #570 volume; #4,266 composite; Cleanest-composite ladder is 3,696 places worse than volume

How does Goal Structured Solutions, LLC compare to its peers?

How does Goal Structured Solutions, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Goal Structured Soluti… National average

Complaints (last 12 mo)lower is better

100

268

Timely-response ratehigher is better

98%

99%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	78
Took or threatened to take negative or legal action	37
False statements or representation	30
Written notification about debt	25
Communication tactics	10
Threatened to contact someone or share information improperly	4
Electronic communications	3

Where do complaints against Goal Structured Solutions, LLC come from?

Goal Structured Solutions, LLC's own per-state count, not a national baseline.

California

45
Texas

30
Florida

14
Arizona

12
Illinois

12
Georgia

8
Massachusetts

5
New York

5

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Goal Structured Solutions, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 187.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.02631578947368%.

4 peers

Know your rights before responding to Goal Structured Solutions, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.