What is the most common complaint against Mid-Atlantic Consumer Services?

The most common issue consumers report about Mid-Atlantic Consumer Services is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 43 complaints filed with the CFPB.

Are complaints against Mid-Atlantic Consumer Services increasing or decreasing?

Complaints against Mid-Atlantic Consumer Services are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Mid-Atlantic Consumer Services's reputation grade?

Mid-Atlantic Consumer Services has a reputation grade of C (score: 56.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Mid-Atlantic Consumer Services respond to consumer complaints?

Mid-Atlantic Consumer Services has a 81% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.

In how many states does Mid-Atlantic Consumer Services operate?

Mid-Atlantic Consumer Services has received CFPB complaints from consumers in 21 states, with the most complaints from California (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mid-Atlantic Consumer Services - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade C.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

10
Taking/threatening an illegal action

10
Communication tactics

8
Improper contact or sharing of info

5
Attempts to collect debt not owed

4
Disclosure verification of debt

3

Data updated September 2026

CFPB complaint disposition

CCDB record mid-atlantic-consumer-services Mid-Atlantic Consumer Services

Grade C · 43 CFPB filings · 81% timely · lead issue: Cont'd attempts collect debt not owed · vol #1305 · compose #3154

VOL 43
GRADE C
12MO 0
STATES 21
TIMELY 81%
DISPUTE 13%
ISSUE Cont'd attempts collect de…
RANK #1,305
COMPOSE #3,154

Volume peers

Nearest volume peer: Access Credit Management, Inc. (43 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Mid-Atlantic Consumer Services's 43 CFPB complaints sit next to Access Credit Management, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Mid-Atlantic Consumer Services spreads filings across 21 states - California leads at only 11.6%

Despite a broad state map, Mid-Atlantic Consumer Services still sits volume #1,305 against composite #3,154 - the two RankMaps diverge by 1,849 places. Corpus placement method.

Most-even geography: Lead state under 15%; California still leads at 11.6% across 21 states
Spike month: 2021-10 15.4%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,305 volume; #3,154 composite; Cleanest-composite ladder is 1,849 places worse than volume

How does Mid-Atlantic Consumer Services compare to its peers?

How does Mid-Atlantic Consumer Services compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Mid-Atlantic Consumer … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

81%

30%

91%

Consumer-dispute ratelower is better

13%

10%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-10 2023-03

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	10
Taking/threatening an illegal action	10
Communication tactics	8
Improper contact or sharing of info	5
Attempts to collect debt not owed	4
Disclosure verification of debt	3
False statements or representation	2
Written notification about debt	1

Where do complaints against Mid-Atlantic Consumer Services come from?

Mid-Atlantic Consumer Services's own per-state count, not a national baseline.

California

5
Florida

4
Ohio

4
Pennsylvania

4
Georgia

3
Louisiana

3
Nevada

3
New Jersey

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Mid-Atlantic Consumer Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 43.

4 peers

Know your rights before responding to Mid-Atlantic Consumer Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.