This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 55 complaints

Fenton & McGarvey Law Firm, P.S.C. - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade D.

Complaints by issue type

What consumers report about Fenton & McGarvey Law Firm, P.S.C.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record fenton-mcgarvey-law-firm-psc Fenton & McGarvey Law Firm, P.S.C.

Grade D · 55 CFPB filings · 93% timely · lead issue: False statements or representation

  • VOL 55
  • GRADE D
  • 12MO 0
  • STATES 9
  • TIMELY 93%
  • DISPUTE 27%
  • ISSUE False statements or repres…
  • RANK #1,128
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Accounts Management, Inc (55 complaints)

Accounts Management, IncAccounts Management, Inc55Arena Investors, LPArena Investors, LP55Credit Bureau of York, Inc.Credit Bureau of York, Inc.55CSO FinancialCSO Financial55Fenton & McGarvey Law Firm, P.S.C. (this)Fenton & McGarvey Law Firm, …55
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Fenton & McGarvey Law Firm, P.S.C.'s 55 CFPB complaints sit next to Accounts Management, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 55 complaints break down

Every complaint issue type on record for Fenton & McGarvey Law Firm, P.S.C., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
55.4/100
Fenton & McGarvey Law Firm, P.S.C.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
55
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
93%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
27%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Tennessee is the plurality state for Fenton & McGarvey Law Firm, P.S.C. (23.6%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Tennessee 23.6%
Mid-band (15–30%) · 9 states with ≥1 filing
Seasonal peak
2022-08 12.2%
8–15% band · 5 filings
Corpus ranks
#1,128 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Fenton & McGarvey Law Firm, P.S.C. compare to its peers?

How does Fenton & McGarvey Law Firm, P.S.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Fenton & McGarvey Law Firm, P.S.C. National average
Complaints (last 12 mo)lower is better
0
11
268
Timely-response ratehigher is better
93%
100%
91%
Consumer-dispute ratelower is better
27%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Fenton & McGarvey Law Firm, P.S.C. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%50%100%150% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Fenton & McGarvey Law Firm, P.S.C. vs. 9 similar-volume peers, by response speed and dispute rate Fenton & McGarvey Law Firm, P.S.C.FIRST CITIZENS BANCSHARES, INC.Finance System of Toledo, Inc.Credit Bureau of York, Inc.First Recovery Solutions, Inc.CSO FinancialHatfield Portfolio Group LLC.Mid-America Accounts Control Bureau, Inc.Accounts Management, IncMidwestern Health Management INC
Source: CFPB Consumer Complaint Database

Fenton & McGarvey Law Firm, P.S.C.'s complaint volume in context

Fenton & McGarvey Law Firm, P.S.C. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

55 Top 21% higher than 79% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). This entry sits in this band. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Fenton & McGarvey Law Firm, P.S.C. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2021-10 2026-02

Issue Detail Breakdown

Issue Complaints
False statements or representation
13
Disclosure verification of debt
12
Cont'd attempts collect debt not owed
9
Taking/threatening an illegal action
8
Attempts to collect debt not owed
4
Improper contact or sharing of info
3
Written notification about debt
2
Took or threatened to take negative or legal action
2
Communication tactics
2

Where do complaints against Fenton & McGarvey Law Firm, P.S.C. come from?

Fenton & McGarvey Law Firm, P.S.C.'s own per-state count, not a national baseline.

Top states by complaints against Fenton & McGarvey Law Firm, P.S.C.

Across 9 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Fenton & McGarvey Law Firm, P.S.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 55.

4 peers

Know your rights before responding to Fenton & McGarvey Law Firm, P.S.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.