What is the most common complaint against NFM, Inc?

The most common issue consumers report about NFM, Inc is "False statements or representation", specifically "Told you not to respond to a lawsuit they filed against you". This is based on 4 complaints filed with the CFPB.

Are complaints against NFM, Inc increasing or decreasing?

Complaints against NFM, Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is NFM, Inc's reputation grade?

NFM, Inc has a reputation grade of B (score: 68.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does NFM, Inc respond to consumer complaints?

NFM, Inc has a 100% timely response rate to CFPB complaints.

In how many states does NFM, Inc operate?

NFM, Inc has received CFPB complaints from consumers in 2 states, with the most complaints from Oregon (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

NFM, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

False statements or representation

2
Written notification about debt

1
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record nfm-inc NFM, Inc

Grade B · 4 CFPB filings · 100% timely · lead issue: False statements or representation · vol #3449 · compose #1464

VOL 4
GRADE B
12MO 0
STATES 2
TIMELY 100%
ISSUE False statements or repres…
RANK #3,449
COMPOSE #1,464

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

NFM, Inc's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

75.0% of NFM, Inc's CFPB filings land in Oregon

High volume does not equal a clean composite: NFM, Inc is volume #3,449 but composite #1,464, while Oregon dominates the geography. Corpus placement method.

Dominant state: Oregon 75.0%; 3 of 4 filings · 2 states touched
Spike month: 2014-10 33.3%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,449 volume; #1,464 composite; Cleanest-composite ladder is 1,985 places better than volume

How does NFM, Inc compare to its peers?

How does NFM, INC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

NFM, INC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-09 2015-08

Issue Detail Breakdown

Issue	Complaints
False statements or representation	2
Written notification about debt	1
Threatened to contact someone or share information improperly	1

Where do complaints against NFM, Inc come from?

NFM, Inc's own per-state count, not a national baseline.

Oregon

3
Maryland

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for NFM, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to NFM, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.