State complaint profile

Debt collection complaints in Oklahoma

9,045 CFPB complaints filed against 907 debt collectors active in Oklahoma.

Complaints
9,045
Collectors
907
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oklahoma at a glance

Oklahoma consumers have filed 9,045 CFPB debt-collection complaints against 907 collectors.

9,045
CFPB complaints filed
907
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Oklahoma

Oklahoma filings are dispersed: the top three collectors hold only 0.3% of 9,045 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Oklahoma residents in this extract is Encore Capital Group Inc. (0.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch

D
8 total complaints ↓ falling

United Collection Bureau, Inc.

D
8 total complaints → stable

Valarity, LLC

D
8 total complaints ↓ falling

Wallace Management Company, LLC

B
8 total complaints ↑ rising

AES/Pheaa

D
7 total complaints ↓ falling

Ad Astra Recovery Services Inc

D
7 total complaints ↓ falling

Advance America, Cash Advance Centers, Inc.

D
7 total complaints ↓ falling

Auto Advantage Finance, LLC

B
7 total complaints ↑ rising

Delbert Services

D
7 total complaints ↓ falling

Hillcrest Davidson & Associates

D
7 total complaints ↓ falling

January Technologies, Inc

F
7 total complaints ↑ rising

Klarna AB

F
7 total complaints ↑ rising

Morgan & Associates, P.C.

B
7 total complaints ↓ falling

Onemain Financial Holdings, LLC.

D
7 total complaints ↓ falling

Opportunity Financial, LLC

C
7 total complaints ↑ rising

Penn Credit Corporation

D
7 total complaints ↓ falling

Southeast Investment Corp

B
7 total complaints ↑ rising

Synerprise Consulting Services, Inc.

C
7 total complaints ↑ rising

The Law Offices of Mitchell D. Bluhm & Associates

C
7 total complaints ↓ falling

Worldwide Processing Group, LLC

F
7 total complaints ↓ falling

Alliance One, Inc.

D
6 total complaints ↓ falling

American Credit Acceptance, LLC

D
6 total complaints ↑ rising

Citizens Financial Group, Inc.

C
6 total complaints → stable

Community Health Investment Company, LLC.

D
6 total complaints ↓ falling

Consumer Portfolio Services, Inc.

D
6 total complaints ↑ rising

Debt Co LLC

D
6 total complaints ↑ rising

Fidelity Capital Holdings, Inc

F
6 total complaints ↓ falling

Firstsource Business Process Services, LLC

D
6 total complaints → stable

Hovg, LLC

F
6 total complaints ↓ falling

Kansas Counselors, Inc.

D
6 total complaints ↓ falling

Midfirst Bank

B
6 total complaints → stable

Monarch Recovery Holdings, Inc.

D
6 total complaints → stable

National Enterprise Systems, Inc.

D
6 total complaints ↓ falling

Performant Financial Corporation

D
6 total complaints ↓ falling

RS Clark and Associates, Inc.

F
6 total complaints → stable

Select Portfolio Servicing, Inc.

F
6 total complaints ↓ falling

Shellpoint Partners, LLC

D
6 total complaints → stable

Trident Asset Management, L.L.C.

F
6 total complaints ↓ falling

Upstart Holdings, Inc.

F
6 total complaints ↑ rising

Agency of Credit Control

D
5 total complaints ↓ falling

Avadyne Health Holdings, Inc

C
5 total complaints ↓ falling

BOK Financial Corp

C
5 total complaints ↓ falling

Brown and Joseph, Ltd

F
5 total complaints ↓ falling

Cashcall, Inc.

D
5 total complaints ↓ falling

Credit World Services, Inc.

C
5 total complaints ↓ falling

Credit Fresh Holdings Inc

F
5 total complaints ↑ rising

Credit Service Company

F
5 total complaints ↑ rising

D&A Services, LLC

D
5 total complaints ↓ falling

Denali Capital Holdings, LLC

D
5 total complaints ↑ rising

Direct Recovery Services, LLC

F
5 total complaints ↓ falling

If a collector is contacting you in Oklahoma

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Oklahoma resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Oklahoma

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Oklahoma Resident

Three parallel channels apply in Oklahoma: the CFPB complaint form (powers this dataset), the Oklahoma attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.