What is the most common complaint against Valarity, LLC?

The most common issue consumers report about Valarity, LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 49 complaints filed with the CFPB.

Are complaints against Valarity, LLC increasing or decreasing?

Complaints against Valarity, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Valarity, LLC's reputation grade?

Valarity, LLC has a reputation grade of D (score: 51.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Valarity, LLC respond to consumer complaints?

Valarity, LLC has a 76% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Valarity, LLC operate?

Valarity, LLC has received CFPB complaints from consumers in 9 states, with the most complaints from Missouri (26 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Valarity, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade D.

Compiled by PlainCollector

Communication tactics

17
Cont'd attempts collect debt not owed

15
Disclosure verification of debt

8
Improper contact or sharing of info

5
False statements or representation

3
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record valarity-llc Valarity, LLC

Grade D · 49 CFPB filings · 76% timely · lead issue: Communication tactics · vol #1216 · compose #3995

VOL 49
GRADE D
12MO 0
STATES 9
TIMELY 76%
DISPUTE 20%
ISSUE Communication tactics
RANK #1,216
COMPOSE #3,995

Volume peers

Nearest volume peer: Account Recovery Specialists, Inc. (49 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Valarity, LLC's 49 CFPB complaints sit next to Account Recovery Specialists, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

53.1% of Valarity, LLC's CFPB filings land in Missouri

High volume does not equal a clean composite: Valarity, LLC is volume #1,216 but composite #3,995, while Missouri dominates the geography. Corpus placement method.

Dominant state: Missouri 53.1%; 26 of 49 filings · 9 states touched
Seasonal peak: 2016-06 11.1%; 8–15% band · 2 filings
Divergent corpus ranks: #1,216 volume; #3,995 composite; Cleanest-composite ladder is 2,779 places worse than volume

How does Valarity, LLC compare to its peers?

How does Valarity, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Valarity, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

76%

74%

91%

Consumer-dispute ratelower is better

20%

30%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-10 2026-02

Issue Detail Breakdown

Issue	Complaints
Communication tactics	17
Cont'd attempts collect debt not owed	15
Disclosure verification of debt	8
Improper contact or sharing of info	5
False statements or representation	3
Taking/threatening an illegal action	1

Where do complaints against Valarity, LLC come from?

Valarity, LLC's own per-state count, not a national baseline.

Missouri

26
Oklahoma

8
Arkansas

5
Florida

2
Kansas

2
Pennsylvania

2
Texas

2
Alaska

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Valarity, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 49.

4 peers

Know your rights before responding to Valarity, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.