State complaint profile

Debt collection complaints in Oklahoma

9,045 CFPB complaints filed against 907 debt collectors active in Oklahoma.

Complaints
9,045
Collectors
907
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oklahoma at a glance

Oklahoma consumers have filed 9,045 CFPB debt-collection complaints against 907 collectors.

9,045
CFPB complaints filed
907
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Oklahoma

Oklahoma filings are dispersed: the top three collectors hold only 0.4% of 9,045 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Oklahoma residents in this extract is Encore Capital Group Inc. (0.4% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

Williams & Fudge, Inc

D
12 total complaints → stable

Alorica Inc.

D
11 total complaints ↓ falling

Army and Air Force Exchange Service

F
11 total complaints ↑ rising

CLGF Holdco 1, LLC

F
11 total complaints ↑ rising

Iqor US Inc

D
11 total complaints ↓ falling

Oklahoma Motor Credit Company

D
11 total complaints ↑ rising

Toyota Motor Credit Corporation

D
11 total complaints ↑ rising

United Services Automobile Association

D
11 total complaints → stable

Wakefield & Associates, Inc.

F
11 total complaints ↓ falling

Americas Car-Mart, Inc.

B
10 total complaints ↑ rising

First Credit Services Inc.

D
10 total complaints ↑ rising

First National Collection Bureau, Inc.

D
10 total complaints ↓ falling

Lockhart, Morris & Montgomery Inc.

D
10 total complaints ↑ rising

Paramount Recovery Systems, L.P.

D
10 total complaints ↓ falling

The Outsource Group, Inc

F
10 total complaints ↓ falling

The Receivable Management Services LLC

D
10 total complaints ↑ rising

Upgrade, Inc.

F
10 total complaints ↑ rising

Arvest Bank Group, Inc.

B
9 total complaints ↑ rising

Breit Investment

B
9 total complaints ↑ rising

Bridgecrest Acceptance Corporation

D
9 total complaints ↑ rising

CCF Intermediate Holdings LLC

F
9 total complaints ↑ rising

Couch Lambert LLC

D
9 total complaints → stable

Credit Card Receivables Fund Incorporated

D
9 total complaints ↓ falling

First Data Corporation

D
9 total complaints ↓ falling

Goldman Sachs Bank USA

F
9 total complaints ↑ rising

Truist Financial Corporation

F
9 total complaints ↑ rising

The Bureaus, Inc.

D
9 total complaints → stable

URS Holding, LLC

D
9 total complaints ↓ falling

Unifin Inc.

D
9 total complaints ↑ rising

Avante

D
8 total complaints ↓ falling

Absolute Resolutions Corp.

C
8 total complaints ↑ rising

American Coradius International LLC

D
8 total complaints ↓ falling

Atlanticus Services Corporation

D
8 total complaints ↑ rising

Check Into Cash Inc.

C
8 total complaints ↓ falling

Capital Accounts, LLC

F
8 total complaints ↓ falling

Client Services, Inc.

D
8 total complaints → stable

Colony Brands, Inc.

F
8 total complaints → stable

Continental Finance Company, LLC

C
8 total complaints ↑ rising

Credit Protection Association, L.P.

D
8 total complaints ↓ falling

Crown Asset Management, LLC, Duluth, GA Branch

D
8 total complaints → stable

Delivery Financial Services, LLC

D
8 total complaints ↓ falling

Eastern Account Systems of Connecticut, Inc.

D
8 total complaints ↑ rising

Fiserv Finxact Core

F
8 total complaints → stable

Frost-Arnett Company

D
8 total complaints ↓ falling

General Motors Financial Company, Inc.

D
8 total complaints ↑ rising

Hood & Stacy, P.A.

C
8 total complaints ↓ falling

JH Portfolio Debt Equities, LLC

D
8 total complaints ↓ falling

Midwest Recovery Systems

F
8 total complaints ↓ falling

Money Services, Inc., d/b/a Texoma Finance

C
8 total complaints ↑ rising

R.M. Galicia, Inc.

D
8 total complaints ↓ falling

If a collector is contacting you in Oklahoma

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Oklahoma resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Oklahoma

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Oklahoma Resident

Three parallel channels apply in Oklahoma: the CFPB complaint form (powers this dataset), the Oklahoma attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.