What is the most common complaint against Oklahoma Motor Credit Company?

The most common issue consumers report about Oklahoma Motor Credit Company is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 11 complaints filed with the CFPB.

Are complaints against Oklahoma Motor Credit Company increasing or decreasing?

Complaints against Oklahoma Motor Credit Company are rising. The company received 7 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Oklahoma Motor Credit Company's reputation grade?

Oklahoma Motor Credit Company has a reputation grade of D (score: 55.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Oklahoma Motor Credit Company respond to consumer complaints?

Oklahoma Motor Credit Company has a 80% timely response rate to CFPB complaints.

In how many states does Oklahoma Motor Credit Company operate?

Oklahoma Motor Credit Company has received CFPB complaints from consumers in 1 states, with the most complaints from Oklahoma (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oklahoma Motor Credit Company - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

8
Written notification about debt

3

Data updated September 2026

CFPB complaint disposition

CCDB record oklahoma-motor-credit-company Oklahoma Motor Credit Company

Grade D · 11 CFPB filings · 80% timely · lead issue: Took or threatened to take negative or legal action · vol #2436 · compose #3326

VOL 11
GRADE D
12MO 7
STATES 1
TIMELY 80%
ISSUE Took or threatened to take…
RANK #2,436
COMPOSE #3,326

Volume peers

Nearest volume peer: Accounts Interchange Group LLC (11 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Oklahoma Motor Credit Company's 11 CFPB complaints sit next to Accounts Interchange Group LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Oklahoma Motor Credit Company's CFPB filings land in Oklahoma

High volume does not equal a clean composite: Oklahoma Motor Credit Company is volume #2,436 but composite #3,326, while Oklahoma dominates the geography. Corpus placement method.

Dominant state: Oklahoma 100.0%; 11 of 11 filings · 1 states touched
Seasonal peak: 2014-02 10.0%; 8–15% band · 2 filings
Divergent corpus ranks: #2,436 volume; #3,326 composite; Cleanest-composite ladder is 890 places worse than volume

How does Oklahoma Motor Credit Company compare to its peers?

How does Oklahoma Motor Credit Company compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Oklahoma Motor Credit … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

80%

73%

91%

Consumer-dispute ratelower is better

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-09 2015-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	8
Written notification about debt	3

Where do complaints against Oklahoma Motor Credit Company come from?

Oklahoma Motor Credit Company's own per-state count, not a national baseline.

Oklahoma

11

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Oklahoma Motor Credit Company: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 11.

4 peers

Know your rights before responding to Oklahoma Motor Credit Company: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.