State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

Transcontinental Credit & Collection Corp

F
4 total complaints ↓ falling

United Student Aid (USA) Funds

C
4 total complaints ↓ falling

Universal Payment Corporation

F
4 total complaints ↑ rising

Virtuoso Sourcing Group, LLC.

F
4 total complaints ↓ falling

Vengroff Williams, Inc

D
4 total complaints ↓ falling

Voss & Klein, LLC

D
4 total complaints → stable

Williams, Rush & Associates, LLC

F
4 total complaints ↑ rising

AFM Financial Services, LLC

F
3 total complaints ↓ falling

ARC Management Group, LLC

D
3 total complaints ↓ falling

Atlantic Pacific Mortgage Corp

F
3 total complaints ↑ rising

Account Control Systems, Inc

B
3 total complaints ↓ falling

Action Collection Agencies, Inc.

F
3 total complaints ↓ falling

Action Financial Services, LLC

C
3 total complaints ↓ falling

Allied Recovery Solutions, Inc.

D
3 total complaints ↓ falling

American Collections Enterprise, Inc.

D
3 total complaints ↓ falling

American Credit Acceptance, LLC

D
3 total complaints ↑ rising

Ascension Point Recovery Services, LLC

C
3 total complaints ↓ falling

Ava Finance, Inc

F
3 total complaints ↑ rising

Bank of NEW York Mellon Corporation, the

D
3 total complaints ↓ falling

Ballybunion Enterprises, Inc

D
3 total complaints ↓ falling

Bayview Solutions LLC

D
3 total complaints ↓ falling

Bilateral Credit Corp, LLC

D
3 total complaints → stable

Bluestein Hirsch and Associates

B
3 total complaints ↓ falling

Brock & Scott, PLLC

D
3 total complaints ↓ falling

Broder Credit & Collection Service

F
3 total complaints → stable

Business Processing Solutions, LLC

F
3 total complaints ↑ rising

CCB Credit Serivces, Inc

C
3 total complaints ↓ falling

CFM Group LLC

C
3 total complaints ↓ falling

Cherry Technologies Inc.

F
3 total complaints ↑ rising

Community Choice Financial, Inc.

D
3 total complaints ↓ falling

Contract Resolve Group LLC

C
3 total complaints ↓ falling

Carter-Young, Inc.

F
3 total complaints → stable

Ceannate

C
3 total complaints ↓ falling

Clark County Collection Service

D
3 total complaints → stable

Collexx, Inc.

B
3 total complaints ↓ falling

Collins Asset Group, LLC

F
3 total complaints ↓ falling

Commercial Recovery Systems

F
3 total complaints ↓ falling

Complete Credit Solutions, Inc.

D
3 total complaints → stable

Credit Center, LLC

C
3 total complaints → stable

Credit Karma, LLC

B
3 total complaints ↑ rising

Credit Service International Corp

C
3 total complaints ↑ rising

D.B.F. Collection Corp.

F
3 total complaints ↓ falling

D2 Management LLC

D
3 total complaints → stable

Debt Relief Center

C
3 total complaints ↓ falling

DigniFi

D
3 total complaints ↑ rising

Diversified Acceptance Corporation

F
3 total complaints ↓ falling

Dyck-O'Neal, Inc.

D
3 total complaints ↓ falling

EGL US, LLC

F
3 total complaints ↑ rising

First National Bank of Omaha

D
3 total complaints → stable

First Portfolio Servicing Inc

F
3 total complaints ↑ rising

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.