What is the most common complaint against Bilateral Credit Corp, LLC?

The most common issue consumers report about Bilateral Credit Corp, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 57 complaints filed with the CFPB.

Are complaints against Bilateral Credit Corp, LLC increasing or decreasing?

Complaints against Bilateral Credit Corp, LLC have been stable. The company received 16 complaints in the last 12 months.

What is Bilateral Credit Corp, LLC's reputation grade?

Bilateral Credit Corp, LLC has a reputation grade of D (score: 53.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Bilateral Credit Corp, LLC respond to consumer complaints?

Bilateral Credit Corp, LLC has a 88% timely response rate to CFPB complaints. Consumers disputed the company's response in 31% of cases.

In how many states does Bilateral Credit Corp, LLC operate?

Bilateral Credit Corp, LLC has received CFPB complaints from consumers in 18 states, with the most complaints from New York (14 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Bilateral Credit Corp, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

19
Took or threatened to take negative or legal action

11
False statements or representation

8
Written notification about debt

5
Cont'd attempts collect debt not owed

5
Disclosure verification of debt

5

Data updated September 2026

CFPB complaint disposition

CCDB record bilateral-credit-corp-llc Bilateral Credit Corp, LLC

Grade D · 57 CFPB filings · 88% timely · lead issue: Attempts to collect debt not owed · vol #1103 · compose #3723

VOL 57
GRADE D
12MO 16
STATES 18
TIMELY 88%
DISPUTE 31%
ISSUE Attempts to collect debt n…
RANK #1,103
COMPOSE #3,723

Volume peers

Nearest volume peer: eCon Credit LP (57 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Bilateral Credit Corp, LLC's 57 CFPB complaints sit next to eCon Credit LP on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

New York is the plurality state for Bilateral Credit Corp, LLC (24.6%)

Volume rank #1,103 and composite rank #3,723 diverge by 2,620 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: New York 24.6%; Mid-band (15–30%) · 18 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2018-03 at 6.4% (6 filings)
Divergent corpus ranks: #1,103 volume; #3,723 composite; Cleanest-composite ladder is 2,620 places worse than volume

How does Bilateral Credit Corp, LLC compare to its peers?

How does Bilateral Credit Corp, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Bilateral Credit Corp,… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

88%

100%

91%

Consumer-dispute ratelower is better

31%

37%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-12 2019-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	19
Took or threatened to take negative or legal action	11
False statements or representation	8
Written notification about debt	5
Cont'd attempts collect debt not owed	5
Disclosure verification of debt	5
Communication tactics	3
Threatened to contact someone or share information improperly	1

Where do complaints against Bilateral Credit Corp, LLC come from?

Bilateral Credit Corp, LLC's own per-state count, not a national baseline.

New York

14
Texas

9
California

8
New Jersey

3
North Carolina

3
Ohio

3
Arizona

2
Florida

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Bilateral Credit Corp, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 57.

4 peers

Know your rights before responding to Bilateral Credit Corp, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.