What is the most common complaint against Transcontinental Credit & Collection Corp?

The most common issue consumers report about Transcontinental Credit & Collection Corp is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 40 complaints filed with the CFPB.

Are complaints against Transcontinental Credit & Collection Corp increasing or decreasing?

Complaints against Transcontinental Credit & Collection Corp are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Transcontinental Credit & Collection Corp's reputation grade?

Transcontinental Credit & Collection Corp has a reputation grade of F (score: 46.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Transcontinental Credit & Collection Corp respond to consumer complaints?

Transcontinental Credit & Collection Corp has a 45% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Transcontinental Credit & Collection Corp operate?

Transcontinental Credit & Collection Corp has received CFPB complaints from consumers in 5 states, with the most complaints from New York (24 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Transcontinental Credit & Collection Corp - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

14
Written notification about debt

5
Communication tactics

5
Disclosure verification of debt

5
False statements or representation

3
Cont'd attempts collect debt not owed

3

Data updated September 2026

CFPB complaint disposition

CCDB record transcontinental-credit-collection-corp Transcontinental Credit & Collection Corp

Grade F · 40 CFPB filings · 45% timely · lead issue: Attempts to collect debt not owed · vol #1350 · compose #4431

VOL 40
GRADE F
12MO 0
STATES 5
TIMELY 45%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,350
COMPOSE #4,431

Volume peers

Nearest volume peer: AAS Debt Recovery, Inc. (40 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Transcontinental Credit & Collection Corp's 40 CFPB complaints sit next to AAS Debt Recovery, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

60.0% of Transcontinental Credit & Collection Corp's CFPB filings land in New York

High volume does not equal a clean composite: Transcontinental Credit & Collection Corp is volume #1,350 but composite #4,431, while New York dominates the geography. Corpus placement method.

Dominant state: New York 60.0%; 24 of 40 filings · 5 states touched
Seasonal peak: 2018-02 10.4%; 8–15% band · 5 filings
Divergent corpus ranks: #1,350 volume; #4,431 composite; Cleanest-composite ladder is 3,081 places worse than volume

How does Transcontinental Credit & Collection Corp compare to its peers?

How does Transcontinental Credit & Collection Corp compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Transcontinental Credi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

45%

84%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-08 2019-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	14
Written notification about debt	5
Communication tactics	5
Disclosure verification of debt	5
False statements or representation	3
Cont'd attempts collect debt not owed	3
Improper contact or sharing of info	3
Took or threatened to take negative or legal action	1
Threatened to contact someone or share information improperly	1

Where do complaints against Transcontinental Credit & Collection Corp come from?

Transcontinental Credit & Collection Corp's own per-state count, not a national baseline.

New York

24
Connecticut

8
New Jersey

4
Pennsylvania

2
Massachusetts

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Transcontinental Credit & Collection Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 40.

4 peers

Know your rights before responding to Transcontinental Credit & Collection Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.