What is the most common complaint against Atlantic Pacific Mortgage Corp?

The most common issue consumers report about Atlantic Pacific Mortgage Corp is "False statements or representation", specifically "Didn't receive enough information to verify debt". This is based on 7 complaints filed with the CFPB.

Are complaints against Atlantic Pacific Mortgage Corp increasing or decreasing?

Complaints against Atlantic Pacific Mortgage Corp are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Atlantic Pacific Mortgage Corp's reputation grade?

Atlantic Pacific Mortgage Corp has a reputation grade of F (score: 29.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Atlantic Pacific Mortgage Corp respond to consumer complaints?

Atlantic Pacific Mortgage Corp has a 0% timely response rate to CFPB complaints.

In how many states does Atlantic Pacific Mortgage Corp operate?

Atlantic Pacific Mortgage Corp has received CFPB complaints from consumers in 3 states, with the most complaints from New Jersey (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Atlantic Pacific Mortgage Corp - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade F.

Compiled by PlainCollector

False statements or representation

3
Written notification about debt

2
Attempts to collect debt not owed

1
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record atlantic-pacific-mortgage-corp Atlantic Pacific Mortgage Corp

Grade F · 7 CFPB filings · 0% timely · lead issue: False statements or representation · vol #2784 · compose #5218

VOL 7
GRADE F
12MO 3
STATES 3
TIMELY 0%
ISSUE False statements or repres…
RANK #2,784
COMPOSE #5,218

Volume peers

Nearest volume peer: Account Services Inc. (7 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Atlantic Pacific Mortgage Corp's 7 CFPB complaints sit next to Account Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

42.9% of Atlantic Pacific Mortgage Corp's CFPB filings land in New Jersey

High volume does not equal a clean composite: Atlantic Pacific Mortgage Corp is volume #2,784 but composite #5,218, while New Jersey dominates the geography. Corpus placement method.

Dominant state: New Jersey 42.9%; 3 of 7 filings · 3 states touched
Spike month: 2016-11 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,784 volume; #5,218 composite; Cleanest-composite ladder is 2,434 places worse than volume

How does Atlantic Pacific Mortgage Corp compare to its peers?

How does ATLANTIC PACIFIC MORTGAGE CORP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ATLANTIC PACIFIC MORTG… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-11 2016-11

Issue Detail Breakdown

Issue	Complaints
False statements or representation	3
Written notification about debt	2
Attempts to collect debt not owed	1
Took or threatened to take negative or legal action	1

Where do complaints against Atlantic Pacific Mortgage Corp come from?

Atlantic Pacific Mortgage Corp's own per-state count, not a national baseline.

New Jersey

3
Texas

3
North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Atlantic Pacific Mortgage Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 7.

4 peers

Know your rights before responding to Atlantic Pacific Mortgage Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.