State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 1.2% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (1.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 2

Sorted by most complaints

Sequium Asset Solutions, LLC

F
106 total complaints ↑ rising

Weltman, Weinberg & Reis Co., L.P.A.

D
106 total complaints ↓ falling

Arbor Professional Solutions, Inc.

D
103 total complaints → stable

United Collection Bureau, Inc.

D
102 total complaints → stable

The CMI Group, Inc.

D
99 total complaints ↓ falling

Lockhart, Morris & Montgomery Inc.

D
96 total complaints ↑ rising

Shermeta Law Group, PLLC

D
91 total complaints ↓ falling

Source Receivables Management LLC

D
89 total complaints ↑ rising

Amsher Collection Services, Inc.

D
88 total complaints ↓ falling

Affirm Holdings, Inc

F
86 total complaints ↑ rising

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis

F
83 total complaints ↑ rising

W&A Intermediate Co., LLC

F
82 total complaints ↑ rising

AmeriCollect

D
81 total complaints ↓ falling

Wells Fargo & Company

D
80 total complaints ↑ rising

Roosen, Varchetti & Olivier, PLLC

C
78 total complaints → stable

T.S. Holdings

F
76 total complaints ↑ rising

Velo LAW Office

B
74 total complaints ↑ rising

Navy Federal Credit Union

D
72 total complaints ↑ rising

The CBE Group, Inc.

D
72 total complaints → stable

Credit Control, LLC

F
70 total complaints ↑ rising

Credit Corp Solutions Inc.

D
63 total complaints ↑ rising

MRS BPO, LLC

D
63 total complaints → stable

CNG Financial Corporation

D
62 total complaints → stable

Huntington National Bank, the

C
62 total complaints → stable

Receivables Performance Management, LLC

D
59 total complaints ↓ falling

Security Credit Services, LLC

D
58 total complaints ↑ rising

HSBC North America Holdings Inc.

D
57 total complaints ↓ falling

Stenger & Stenger, P.C

D
56 total complaints → stable

V and H Portfolio

D
55 total complaints ↑ rising

Iqor US Inc

D
54 total complaints ↓ falling

Midwest Recovery Systems

F
54 total complaints ↓ falling

Stellar Recovery, Inc.

D
54 total complaints ↓ falling

Mary Jane M. Elliott, P.C. Attorneys At Law

D
53 total complaints ↓ falling

Fifth Third Financial Corporation

D
51 total complaints → stable

The Bureaus, Inc.

D
51 total complaints → stable

Ability Recovery Services, LLC

D
50 total complaints ↑ rising

Halsted Financial Services, LLC.

D
50 total complaints ↑ rising

Phoenix Financial Services LLC

D
49 total complaints ↓ falling

Self Financial Inc.

F
49 total complaints ↑ rising

AMCOL Systems, Inc.

D
48 total complaints ↓ falling

ORG GC GP Buyer, LLC

D
48 total complaints ↓ falling

CBM Services, Inc.

C
47 total complaints ↓ falling

NRA Group, LLC

D
47 total complaints ↑ rising

ONLINE Information Services, Inc.

D
47 total complaints ↑ rising

Wakefield & Associates, Inc.

F
47 total complaints ↓ falling

Diversified Adjustment Service, Inc.

D
46 total complaints → stable

Velocity Portfolio Group

D
46 total complaints → stable

Barclays Bank Delaware

D
45 total complaints ↑ rising

Franklin Collection Service, Inc.

D
45 total complaints ↓ falling

Kinum, Inc., Indianapolis, IN Branch

D
44 total complaints ↑ rising

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.