State complaint profile

Debt collection complaints in Kentucky

7,180 CFPB complaints filed against 861 debt collectors active in Kentucky.

Complaints
7,180
Collectors
861
Top collector
GLA Collection Company, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Kentucky at a glance

Kentucky consumers have filed 7,180 CFPB debt-collection complaints against 861 collectors.

7,180
CFPB complaints filed
861
collectors active here
#1
most-complained: GLA Collection Company, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Kentucky

Kentucky filings are dispersed: the top three collectors hold only 0% of 7,180 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Kentucky residents in this extract is GLA Collection Company, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

CFM Group LLC

C
1 total complaints ↓ falling

Challenge Financial Services

C
1 total complaints ↑ rising

Check Into Cash Inc.

C
1 total complaints ↓ falling

CHECKredi of Kentucky, LLC

D
1 total complaints ↑ rising

Cherry Technologies Inc.

F
1 total complaints ↑ rising

CMM of Louisiana, LLC

C
1 total complaints ↓ falling

Collections USA, Inc.

D
1 total complaints → stable

Commercial Services Group, Inc.

D
1 total complaints → stable

Cornerstone Resolution Group, Inc.

C
1 total complaints ↓ falling

Credit Bureau of Napa County, Inc.

D
1 total complaints ↓ falling

Capital Alliance Financial, LLC

C
1 total complaints ↓ falling

Capital Collections, LLC

B
1 total complaints ↑ rising

Carmichael & Frost LLC

D
1 total complaints ↑ rising

Cascade CISS Holdings, LLC

D
1 total complaints ↑ rising

Central Kentucky Collections

B
1 total complaints ↓ falling

Chaplain Financial Services LLC

F
1 total complaints ↓ falling

Check Security Associates, LLC

F
1 total complaints ↓ falling

Citi Management Group, LLC

F
1 total complaints ↓ falling

ClearBalance Holdings, LLC

F
1 total complaints ↑ rising

Coastline Financial Resources, LLC

F
1 total complaints ↓ falling

Collection Management Services, Inc.

D
1 total complaints → stable

Concord Resolution Inc (Closed)

F
1 total complaints ↓ falling

Conduent Incorporated

C
1 total complaints ↓ falling

Consolidated Information Services Solutions, LLC

B
1 total complaints ↓ falling

Consolidated Recovery Group, LLC

D
1 total complaints ↓ falling

Consumer Financial Services Solutions, Inc.

F
1 total complaints ↑ rising

Core Recoveries, LLC

B
1 total complaints ↓ falling

Cottonwood Financial Ltd.

C
1 total complaints ↓ falling

Credit Bureau of Jonesboro, Inc.

C
1 total complaints ↑ rising

Credit Service Company, INC

D
1 total complaints ↓ falling

Credit Solutions

F
1 total complaints ↓ falling

Credit Systems International, Inc.

D
1 total complaints ↑ rising

Creditors' Protection Service, Inc.

B
1 total complaints ↓ falling

Credits, Incorporated

F
1 total complaints ↑ rising

Critical Resolution Mediation LLC

F
1 total complaints ↓ falling

Curtwright & Klein, LLC

B
1 total complaints ↓ falling

DCI Credit Services, Inc.

F
1 total complaints ↓ falling

DCS Financial, Inc.

A
1 total complaints ↓ falling

DTA Group LLC

D
1 total complaints ↓ falling

DataMax Corporation

F
1 total complaints ↓ falling

Delray Capital, LLC

D
1 total complaints ↓ falling

Delta Management Associates, Inc.

D
1 total complaints ↓ falling

Denefits LLC

F
1 total complaints ↑ rising

Diaz & Associates, Inc.

C
1 total complaints ↓ falling

DigniFi

D
1 total complaints ↑ rising

Direct Capital

F
1 total complaints ↓ falling

Direct Recovery Services, LLC

F
1 total complaints ↓ falling

Diversified Acceptance Corporation

F
1 total complaints ↓ falling

Dressman Benzinger LaVelle PSC

A
1 total complaints ↓ falling

Duvera Billing Services, LLC

D
1 total complaints ↓ falling

If a collector is contacting you in Kentucky

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Kentucky resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Kentucky

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Kentucky Resident

Three parallel channels apply in Kentucky: the CFPB complaint form (powers this dataset), the Kentucky attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.