What is the most common complaint against ClearBalance Holdings, LLC?

The most common issue consumers report about ClearBalance Holdings, LLC is "Attempts to collect debt not owed", specifically "Frequent or repeated calls". This is based on 10 complaints filed with the CFPB.

Are complaints against ClearBalance Holdings, LLC increasing or decreasing?

Complaints against ClearBalance Holdings, LLC are rising. The company received 9 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is ClearBalance Holdings, LLC's reputation grade?

ClearBalance Holdings, LLC has a reputation grade of F (score: 33.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does ClearBalance Holdings, LLC respond to consumer complaints?

ClearBalance Holdings, LLC has a 17% timely response rate to CFPB complaints.

In how many states does ClearBalance Holdings, LLC operate?

ClearBalance Holdings, LLC has received CFPB complaints from consumers in 8 states, with the most complaints from Georgia (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

ClearBalance Holdings, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

3
Communication tactics

2
Threatened to contact someone or share information improperly

2
Took or threatened to take negative or legal action

1
False statements or representation

1
Electronic communications

1

Data updated September 2026

CFPB complaint disposition

CCDB record clearbalance-holdings-llc ClearBalance Holdings, LLC

Grade F · 10 CFPB filings · 17% timely · lead issue: Attempts to collect debt not owed · vol #2480 · compose #5159

VOL 10
GRADE F
12MO 9
STATES 8
TIMELY 17%
ISSUE Attempts to collect debt n…
RANK #2,480
COMPOSE #5,159

Volume peers

Nearest volume peer: 208 Capital Holdings LLC (10 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

ClearBalance Holdings, LLC's 10 CFPB complaints sit next to 208 Capital Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

30.0% of ClearBalance Holdings, LLC's CFPB filings land in Georgia

High volume does not equal a clean composite: ClearBalance Holdings, LLC is volume #2,480 but composite #5,159, while Georgia dominates the geography. Corpus placement method.

Dominant state: Georgia 30.0%; 3 of 10 filings · 8 states touched
Seasonal peak: 2014-05 10.5%; 8–15% band · 2 filings
Divergent corpus ranks: #2,480 volume; #5,159 composite; Cleanest-composite ladder is 2,679 places worse than volume

How does ClearBalance Holdings, LLC compare to its peers?

How does ClearBalance Holdings, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ClearBalance Holdings,… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

17%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-12 2022-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	3
Communication tactics	2
Threatened to contact someone or share information improperly	2
Took or threatened to take negative or legal action	1
False statements or representation	1
Electronic communications	1

Where do complaints against ClearBalance Holdings, LLC come from?

ClearBalance Holdings, LLC's own per-state count, not a national baseline.

Georgia

3
Florida

1
Kentucky

1
Missouri

1
New York

1
Oregon

1
Texas

1
Wyoming

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for ClearBalance Holdings, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 10.

4 peers

Know your rights before responding to ClearBalance Holdings, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.