State complaint profile

Debt collection complaints in Kentucky

7,180 CFPB complaints filed against 861 debt collectors active in Kentucky.

Complaints
7,180
Collectors
861
Top collector
GLA Collection Company, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Kentucky at a glance

Kentucky consumers have filed 7,180 CFPB debt-collection complaints against 861 collectors.

7,180
CFPB complaints filed
861
collectors active here
#1
most-complained: GLA Collection Company, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Kentucky

Kentucky filings are dispersed: the top three collectors hold only 0% of 7,180 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Kentucky residents in this extract is GLA Collection Company, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

Dyck-O'Neal, Inc.

D
1 total complaints ↓ falling

Empire Mediation Services LLC

F
1 total complaints ↓ falling

EPA USA Inc

C
1 total complaints ↓ falling

Earm LLC

F
1 total complaints ↓ falling

Eastern Revenue, Inc.

D
1 total complaints → stable

Eastpoint Recovery Group, Inc

D
1 total complaints ↓ falling

Endpoint Resolution Services (ERS)

B
1 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
1 total complaints ↓ falling

Equidata, Inc.

C
1 total complaints ↓ falling

FEDChex Recovery, LLC

F
1 total complaints ↑ rising

First Horizon Bank

C
1 total complaints ↓ falling

First Portfolio Servicing Inc

F
1 total complaints ↑ rising

Freedom Financial Network

F
1 total complaints ↑ rising

Fay Servicing, LLC

D
1 total complaints ↓ falling

Federal Adjustment Bureau, Inc.

D
1 total complaints → stable

Federal Pacific Credit Company, LLC

D
1 total complaints ↓ falling

Fidelity National Information Services, Inc. (FNIS)

D
1 total complaints ↓ falling

Financial Filing & Reporting, Inc.

C
1 total complaints ↓ falling

Financial Freedom Group, LLC

C
1 total complaints ↑ rising

First Choice Credit Management

A
1 total complaints ↓ falling

First Federal Credit Control, Inc.

D
1 total complaints ↓ falling

First Recovery Solutions, Inc.

F
1 total complaints ↓ falling

FirstPoint Collection Resources

D
1 total complaints → stable

Flagship Financial Group

F
1 total complaints ↓ falling

Focused Recovery Solutions, Inc.

D
1 total complaints ↓ falling

Foursight Holding LLC

C
1 total complaints ↓ falling

Fowler Bell PLLC

F
1 total complaints ↓ falling

Franklin Credit Management Corporation

B
1 total complaints ↓ falling

Future Judgement Solutions

F
1 total complaints ↑ rising

Garrett Firm

A
1 total complaints ↓ falling

GFS II, LLC

F
1 total complaints → stable

GMA Investments, LLC

F
1 total complaints ↓ falling

Greenstate Credit Union

C
1 total complaints ↑ rising

Genpact Limited

B
1 total complaints ↓ falling

Global Asset Management Group, Inc.

F
1 total complaints ↓ falling

Global Payments Check Services, Inc.

C
1 total complaints ↓ falling

Global Trust Management LLC

C
1 total complaints → stable

Global United Arbitration LLC

C
1 total complaints ↓ falling

Grant Mercantile Agency

D
1 total complaints ↓ falling

Greenwood and Allen Financial

F
1 total complaints → stable

Guidiville Indian Rancheria

C
1 total complaints ↓ falling

HIGHLAND FINANCIAL SERVICES (Closed)

F
1 total complaints ↓ falling

Harvest Strategy Group, Inc.

A
1 total complaints ↑ rising

Hatfield Portfolio Group LLC.

D
1 total complaints ↓ falling

Hawes Klein LLC

F
1 total complaints → stable

Hawthorn Recovery Services, Inc.

B
1 total complaints ↓ falling

Healthcare Collections-I, LLC

F
1 total complaints ↓ falling

Healthcare Finance Direct LLC.

F
1 total complaints ↑ rising

Herbert P. Sears Co., Inc.

C
1 total complaints → stable

Holloway Credit Solutions

D
1 total complaints ↓ falling

If a collector is contacting you in Kentucky

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Kentucky resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Kentucky

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Kentucky Resident

Three parallel channels apply in Kentucky: the CFPB complaint form (powers this dataset), the Kentucky attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.