What is the most common complaint against Creditors' Protection Service, Inc.?

The most common issue consumers report about Creditors' Protection Service, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 24 complaints filed with the CFPB.

Are complaints against Creditors' Protection Service, Inc. increasing or decreasing?

Complaints against Creditors' Protection Service, Inc. are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Creditors' Protection Service, Inc.'s reputation grade?

Creditors' Protection Service, Inc. has a reputation grade of B (score: 67.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Creditors' Protection Service, Inc. respond to consumer complaints?

Creditors' Protection Service, Inc. has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Creditors' Protection Service, Inc. operate?

Creditors' Protection Service, Inc. has received CFPB complaints from consumers in 6 states, with the most complaints from Illinois (16 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Creditors' Protection Service, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

10
Written notification about debt

6
Communication tactics

3
Cont'd attempts collect debt not owed

3
False statements or representation

2

Data updated September 2026

CFPB complaint disposition

CCDB record creditors-protection-service-inc Creditors' Protection Service, Inc.

Grade B · 24 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #1734 · compose #1547

VOL 24
GRADE B
12MO 1
STATES 6
TIMELY 96%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,734
COMPOSE #1,547

Volume peers

Nearest volume peer: Acceptance Rentals, Inc. (24 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Creditors' Protection Service, Inc.'s 24 CFPB complaints sit next to Acceptance Rentals, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of Creditors' Protection Service, Inc.'s CFPB filings land in Illinois

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Illinois 66.7%; 16 of 24 filings · 6 states touched
Seasonal peak: 2014-04 12.5%; 8–15% band · 1 filings
Corpus ranks: #1,734 volume; #1,547 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Creditors' Protection Service, Inc. compare to its peers?

How does Creditors' Protection Service, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Creditors' Protection … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

25%

91%

Consumer-dispute ratelower is better

12%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-04 2019-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	10
Written notification about debt	6
Communication tactics	3
Cont'd attempts collect debt not owed	3
False statements or representation	2

Where do complaints against Creditors' Protection Service, Inc. come from?

Creditors' Protection Service, Inc.'s own per-state count, not a national baseline.

Illinois

16
South Carolina

3
California

2
Kentucky

1
Missouri

1
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Creditors' Protection Service, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 24.

4 peers

Know your rights before responding to Creditors' Protection Service, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.