What is the most common complaint against Credit Solutions?

The most common issue consumers report about Credit Solutions is "Communication tactics", specifically "Debt is not mine". This is based on 17 complaints filed with the CFPB.

Are complaints against Credit Solutions increasing or decreasing?

Complaints against Credit Solutions are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Credit Solutions's reputation grade?

Credit Solutions has a reputation grade of F (score: 35.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Solutions respond to consumer complaints?

Credit Solutions has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Credit Solutions operate?

Credit Solutions has received CFPB complaints from consumers in 9 states, with the most complaints from Ohio (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Solutions - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade F.

Compiled by PlainCollector

Communication tactics

5
Attempts to collect debt not owed

3
Written notification about debt

2
Took or threatened to take negative or legal action

2
Cont'd attempts collect debt not owed

2
Threatened to contact someone or share information improperly

2

Data updated September 2026

CFPB complaint disposition

CCDB record credit-solutions Credit Solutions

Grade F · 17 CFPB filings · 0% timely · lead issue: Communication tactics · vol #2028 · compose #5091

VOL 17
GRADE F
12MO 0
STATES 9
TIMELY 0%
DISPUTE 0%
ISSUE Communication tactics
RANK #2,028
COMPOSE #5,091

Volume peers

Nearest volume peer: A/R Concepts, Inc. (17 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Solutions's 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

35.3% of Credit Solutions's CFPB filings land in Ohio

High volume does not equal a clean composite: Credit Solutions is volume #2,028 but composite #5,091, while Ohio dominates the geography. Corpus placement method.

Dominant state: Ohio 35.3%; 6 of 17 filings · 9 states touched
Seasonal peak: 2025-01 9.4%; 8–15% band · 3 filings
Divergent corpus ranks: #2,028 volume; #5,091 composite; Cleanest-composite ladder is 3,063 places worse than volume

How does Credit Solutions compare to its peers?

How does Credit Solutions compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Solutions National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

94%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-01 2026-01

Issue Detail Breakdown

Issue	Complaints
Communication tactics	5
Attempts to collect debt not owed	3
Written notification about debt	2
Took or threatened to take negative or legal action	2
Cont'd attempts collect debt not owed	2
Threatened to contact someone or share information improperly	2
Disclosure verification of debt	1

Where do complaints against Credit Solutions come from?

Credit Solutions's own per-state count, not a national baseline.

Ohio

6
Florida

3
North Carolina

2
Arizona

1
Georgia

1
Kentucky

1
Nebraska

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Solutions: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 17.

4 peers

Know your rights before responding to Credit Solutions: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.