State complaint profile

Debt collection complaints in Kentucky

7,180 CFPB complaints filed against 861 debt collectors active in Kentucky.

Complaints
7,180
Collectors
861
Top collector
GLA Collection Company, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Kentucky at a glance

Kentucky consumers have filed 7,180 CFPB debt-collection complaints against 861 collectors.

7,180
CFPB complaints filed
861
collectors active here
#1
most-complained: GLA Collection Company, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Kentucky

Kentucky filings are dispersed: the top three collectors hold only 0% of 7,180 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Kentucky residents in this extract is GLA Collection Company, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 18

Sorted by most complaints

Western Union Company, the

B
1 total complaints ↓ falling

WSFS Financial Corporation

D
1 total complaints → stable

Weinstein, Karp & Associates, Inc.

C
1 total complaints → stable

Westcreek Financial

F
1 total complaints ↑ rising

Westhill Financial

F
1 total complaints ↓ falling

Whipple Law, P.A.

B
1 total complaints ↓ falling

Whitehouse Law Firm LPA

B
1 total complaints ↓ falling

Williams, Alexander & Associates, Inc

D
1 total complaints ↓ falling

Works & Lentz, Inc

D
1 total complaints ↓ falling

World Recovery Service, LLC

F
1 total complaints ↓ falling

Zarvad III S.a.

F
1 total complaints ↓ falling

If a collector is contacting you in Kentucky

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Kentucky resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Kentucky

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Kentucky Resident

Three parallel channels apply in Kentucky: the CFPB complaint form (powers this dataset), the Kentucky attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.