State complaint profile

Debt collection complaints in Iowa

3,765 CFPB complaints filed against 674 debt collectors active in Iowa.

Complaints
3,765
Collectors
674
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Iowa at a glance

Iowa consumers have filed 3,765 CFPB debt-collection complaints against 674 collectors.

3,765
CFPB complaints filed
674
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Iowa

Iowa filings are dispersed: the top three collectors hold only 0.2% of 3,765 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Iowa residents in this extract is Encore Capital Group Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 6

Sorted by most complaints

Ascension Point Recovery Services, LLC

C
2 total complaints ↓ falling

Atlanticus Services Corporation

D
2 total complaints ↑ rising

BQ & Associates, P.C., L.L.O.

D
2 total complaints ↓ falling

Bell Global Solutions LLC

F
2 total complaints ↓ falling

BlueChip Financial

C
2 total complaints ↓ falling

Bonneville Billing and Collections

D
2 total complaints ↑ rising

Bull City Financial Solutions, Inc

D
2 total complaints ↑ rising

Coast Professional, Inc.

D
2 total complaints ↓ falling

Cedars Business Services, LLC

D
2 total complaints ↑ rising

Chime Financial Inc

D
2 total complaints ↑ rising

Climb Credit Inc.

D
2 total complaints ↑ rising

Continental Services Group, Inc. d/b/a ConServe

C
2 total complaints → stable

Credit Card Acquisitions Group

F
2 total complaints ↑ rising

D&A Services, LLC

D
2 total complaints ↓ falling

D2 Management LLC

D
2 total complaints → stable

DLF Law Group, LLC

B
2 total complaints → stable

DigniFi

D
2 total complaints ↑ rising

Direct Recovery Services, LLC

F
2 total complaints ↓ falling

Elite Financial Services, Inc.

D
2 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
2 total complaints ↓ falling

Fidelity Capital Holdings, Inc

F
2 total complaints ↓ falling

Fifth Third Financial Corporation

D
2 total complaints → stable

FMS Inc.

C
2 total complaints ↓ falling

Ford Motor Credit Co.

D
2 total complaints → stable

Fidelity National Information Services, Inc. (FNIS)

D
2 total complaints ↓ falling

Firstsource Business Process Services, LLC

D
2 total complaints → stable

Forest Recovery Services LLC

D
2 total complaints ↑ rising

Franklin Collection Service, Inc.

D
2 total complaints ↓ falling

H. Kent Hollins, Attorney at Law, P.A

C
2 total complaints ↓ falling

Huntington National Bank, the

C
2 total complaints → stable

Huntington Debt Holding LLC

D
2 total complaints → stable

InDebted Corporation

F
2 total complaints ↑ rising

JTM Capital Management, LLC

F
2 total complaints ↓ falling

Kansas Counselors, Inc.

D
2 total complaints ↓ falling

Kikoff Inc.

F
2 total complaints ↑ rising

Lobel Financial Corporation

C
2 total complaints ↑ rising

Law Offices of Crystal Moroney, P.C.

B
2 total complaints ↓ falling

MM Finance, LLC, Bellevue, NE Branch

B
2 total complaints ↓ falling

MMMM Holdings, LLC

B
2 total complaints ↓ falling

MNE Services, Inc

D
2 total complaints ↓ falling

Mohela

F
2 total complaints ↑ rising

MS Services LLC

D
2 total complaints ↓ falling

Malacko Law Office

B
2 total complaints → stable

Marlette Funding, LLC

D
2 total complaints ↑ rising

Meridian Financial Services, Inc.

D
2 total complaints ↑ rising

Millco Management

C
2 total complaints ↓ falling

Monarch Recovery Holdings, Inc.

D
2 total complaints → stable

NAM National Arbitration and Mediation

F
2 total complaints ↓ falling

NCC Business Services, Inc.

D
2 total complaints ↓ falling

National Commercial Services, Inc

D
2 total complaints ↓ falling

If a collector is contacting you in Iowa

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Iowa resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Iowa

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Iowa Resident

Three parallel channels apply in Iowa: the CFPB complaint form (powers this dataset), the Iowa attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.