State complaint profile

Debt collection complaints in Iowa

3,765 CFPB complaints filed against 674 debt collectors active in Iowa.

Complaints
3,765
Collectors
674
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Iowa at a glance

Iowa consumers have filed 3,765 CFPB debt-collection complaints against 674 collectors.

3,765
CFPB complaints filed
674
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Iowa

Iowa filings are dispersed: the top three collectors hold only 0.2% of 3,765 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Iowa residents in this extract is Encore Capital Group Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Automated Collection Services, Inc.

D
3 total complaints ↓ falling

BCG Equities, LLC

B
3 total complaints ↑ rising

Bay Area Receivables, Inc

D
3 total complaints ↓ falling

Bridge IT, Inc.

D
3 total complaints ↑ rising

Business Revenue Systems, Inc.

B
3 total complaints ↓ falling

Check Into Cash Inc.

C
3 total complaints ↓ falling

Citizens Financial Group, Inc.

C
3 total complaints → stable

Commercial Recovery Systems

F
3 total complaints ↓ falling

Concord Servicing Corporation

C
3 total complaints ↑ rising

Consumer Portfolio Services, Inc.

D
3 total complaints ↑ rising

Delbert Services

D
3 total complaints ↓ falling

Ditech Financial LLC

D
3 total complaints ↓ falling

Exeter Finance, LLC.

D
3 total complaints ↑ rising

First Credit Services Inc.

D
3 total complaints ↑ rising

FirstPoint Collection Resources

D
3 total complaints → stable

Harley Davidson Financial Services Inc

C
3 total complaints ↑ rising

Hillcrest Davidson & Associates

D
3 total complaints ↓ falling

JH Portfolio Debt Equities, LLC

D
3 total complaints ↓ falling

Lloyd's Plan, Inc.

B
3 total complaints ↓ falling

LTD Financial Services, L.P.

D
3 total complaints ↓ falling

Nationwide Recovery Systems, Ltd

D
3 total complaints ↓ falling

Nelnet, Inc.

D
3 total complaints ↑ rising

Nelson Cruz & Associates LLC

F
3 total complaints ↑ rising

North Shore Agency, LLC

C
3 total complaints ↓ falling

Pinnacle Recovery, Inc.

D
3 total complaints ↓ falling

Prince Parker & Associates

D
3 total complaints → stable

RMS-Recovery Management Services, Inc.

C
3 total complaints → stable

Ray Klein, Inc.

D
3 total complaints ↓ falling

Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch

D
3 total complaints ↓ falling

SLM Corporation

C
3 total complaints → stable

Santander Consumer USA Holdings Inc.

D
3 total complaints ↓ falling

Shellpoint Partners, LLC

D
3 total complaints → stable

SinglePoint GI

F
3 total complaints ↑ rising

Tenet Healthcare Corporation

D
3 total complaints ↓ falling

Toyota Motor Credit Corporation

D
3 total complaints ↑ rising

Truist Financial Corporation

F
3 total complaints ↑ rising

The Law Offices of Mitchell D. Bluhm & Associates

C
3 total complaints ↓ falling

Trident Asset Management, L.L.C.

F
3 total complaints ↓ falling

W&A Intermediate Co., LLC

F
3 total complaints ↑ rising

Weinberg Mediation Group LLC

F
3 total complaints ↓ falling

Westlake Services, LLC

D
3 total complaints ↑ rising

AMCOL Systems, Inc.

D
2 total complaints ↓ falling

ARS National Services, Inc.

C
2 total complaints ↓ falling

Avante

D
2 total complaints ↓ falling

Alliance One, Inc.

D
2 total complaints ↓ falling

Allied Collection Services, Inc. (Nevada)

D
2 total complaints ↓ falling

Allied International Credit Corp., (US)

C
2 total complaints ↓ falling

Alpha Recovery Corp

D
2 total complaints ↓ falling

Ameritech Financial

F
2 total complaints ↓ falling

Arena Investors, LP

F
2 total complaints ↓ falling

If a collector is contacting you in Iowa

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Iowa resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Iowa

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Iowa Resident

Three parallel channels apply in Iowa: the CFPB complaint form (powers this dataset), the Iowa attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.