State complaint profile

Debt collection complaints in Iowa

3,765 CFPB complaints filed against 674 debt collectors active in Iowa.

Complaints
3,765
Collectors
674
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Iowa at a glance

Iowa consumers have filed 3,765 CFPB debt-collection complaints against 674 collectors.

3,765
CFPB complaints filed
674
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Iowa

Iowa filings are dispersed: the top three collectors hold only 0.2% of 3,765 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Iowa residents in this extract is Encore Capital Group Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

National Enterprise Systems, Inc.

D
2 total complaints ↓ falling

Niagara Portfolio Solutions LLC

C
2 total complaints ↓ falling

Northland Group Inc

C
2 total complaints ↓ falling

Northstar Location Services, LLC

D
2 total complaints ↓ falling

Ocwen Financial Corporation

D
2 total complaints ↓ falling

PNC Bank N.A.

D
2 total complaints → stable

Preferred Credit Inc

C
2 total complaints ↑ rising

Performant Financial Corporation

D
2 total complaints ↓ falling

Phil Watson, P.C.

C
2 total complaints ↑ rising

Populus Financial Group, Inc. (F/K/A Ace Cash Express)

D
2 total complaints ↓ falling

Praxis Financial Solutions, Incorporated

C
2 total complaints ↓ falling

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

D
2 total complaints ↓ falling

Professional Credit Analysts of MN, Inc.

B
2 total complaints ↓ falling

Professional Finance Company, Inc.

D
2 total complaints ↓ falling

Property Receivables, Corp

F
2 total complaints ↑ rising

QC Holdings Inc

C
2 total complaints → stable

Reliant Capital Solutions, LLC

D
2 total complaints ↑ rising

ResidentCollect, Inc.

F
2 total complaints → stable

Rosebud Economic Development Corporation

C
2 total complaints ↑ rising

Rozlin Financial Group, Inc.

C
2 total complaints ↑ rising

SG and Associates

F
2 total complaints ↑ rising

Sterling Jewelers, Inc.

C
2 total complaints ↓ falling

Second Round Limited Partnership, Austin, TX Branch

D
2 total complaints ↓ falling

Seterus, Inc.

C
2 total complaints ↓ falling

Solidus Group LLC.

F
2 total complaints ↓ falling

Specialized Loan Servicing Holdings LLC

D
2 total complaints ↓ falling

Stone Creek Financial, Inc

B
2 total complaints ↓ falling

Sunlight Financial LLC

D
2 total complaints ↑ rising

Synter Resource Group, LLC.

D
2 total complaints ↓ falling

T & I Enterprises, LLC

B
2 total complaints ↑ rising

TSC Accounts Receivable Solutions

F
2 total complaints ↓ falling

TekCollect Inc.

D
2 total complaints ↑ rising

The Law Office of Daniel Slane

D
2 total complaints ↓ falling

Tulsa Adjustment Bureau

D
2 total complaints ↓ falling

Universal Acceptance Corporation (NE)

B
2 total complaints ↑ rising

United Collection Bureau, Inc.

D
2 total complaints → stable

Van Ru Credit Corporation

C
2 total complaints ↓ falling

Wilber and Associates, P.C.

D
2 total complaints → stable

A & O Recovery Solutions, LLC

F
1 total complaints ↑ rising

AA Recovery Solutions, Inc.

F
1 total complaints ↓ falling

ABR Recovery Services LLC.

B
1 total complaints ↓ falling

AC AutoPay LLC, Denver, CO Branch

D
1 total complaints ↓ falling

Academic Solutions of NEW York, LLC

F
1 total complaints ↓ falling

ACS Education Services

D
1 total complaints ↓ falling

ADP Inc.

F
1 total complaints ↓ falling

America First Federal Credit Union

D
1 total complaints ↑ rising

AR Solutions Inc

B
1 total complaints ↓ falling

ARM WNY LLC

F
1 total complaints ↓ falling

Arvest Bank Group, Inc.

B
1 total complaints ↑ rising

ATG Credit, LLC

D
1 total complaints ↓ falling

If a collector is contacting you in Iowa

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Iowa resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Iowa

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Iowa Resident

Three parallel channels apply in Iowa: the CFPB complaint form (powers this dataset), the Iowa attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.