What is the most common complaint against Elite Financial Services, Inc.?

The most common issue consumers report about Elite Financial Services, Inc. is "Communication tactics", specifically "Didn't receive enough information to verify debt". This is based on 34 complaints filed with the CFPB.

Are complaints against Elite Financial Services, Inc. increasing or decreasing?

Complaints against Elite Financial Services, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Elite Financial Services, Inc.'s reputation grade?

Elite Financial Services, Inc. has a reputation grade of D (score: 50.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Elite Financial Services, Inc. respond to consumer complaints?

Elite Financial Services, Inc. has a 67% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Elite Financial Services, Inc. operate?

Elite Financial Services, Inc. has received CFPB complaints from consumers in 12 states, with the most complaints from Missouri (19 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Elite Financial Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade D.

Compiled by PlainCollector

Communication tactics

7
Attempts to collect debt not owed

6
Written notification about debt

6
Cont'd attempts collect debt not owed

6
Took or threatened to take negative or legal action

4
False statements or representation

2

Data updated September 2026

CFPB complaint disposition

CCDB record elite-financial-services-inc Elite Financial Services, Inc.

Grade D · 34 CFPB filings · 67% timely · lead issue: Communication tactics · vol #1448 · compose #4148

VOL 34
GRADE D
12MO 0
STATES 12
TIMELY 67%
DISPUTE 20%
ISSUE Communication tactics
RANK #1,448
COMPOSE #4,148

Volume peers

Nearest volume peer: Alliance Group & Associates LLC (34 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Elite Financial Services, Inc.'s 34 CFPB complaints sit next to Alliance Group & Associates LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

55.9% of Elite Financial Services, Inc.'s CFPB filings land in Missouri

High volume does not equal a clean composite: Elite Financial Services, Inc. is volume #1,448 but composite #4,148, while Missouri dominates the geography. Corpus placement method.

Dominant state: Missouri 55.9%; 19 of 34 filings · 12 states touched
Seasonal peak: 2022-08 14.3%; 8–15% band · 3 filings
Divergent corpus ranks: #1,448 volume; #4,148 composite; Cleanest-composite ladder is 2,700 places worse than volume

How does Elite Financial Services, Inc. compare to its peers?

How does Elite Financial Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Elite Financial Servic… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

67%

100%

91%

Consumer-dispute ratelower is better

20%

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-09 2026-03

Issue Detail Breakdown

Issue	Complaints
Communication tactics	7
Attempts to collect debt not owed	6
Written notification about debt	6
Cont'd attempts collect debt not owed	6
Took or threatened to take negative or legal action	4
False statements or representation	2
Threatened to contact someone or share information improperly	1
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against Elite Financial Services, Inc. come from?

Elite Financial Services, Inc.'s own per-state count, not a national baseline.

Missouri

19
Kansas

3
Iowa

2
Arizona

1
California

1
Delaware

1
Georgia

1
Illinois

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Elite Financial Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 34.

4 peers

Know your rights before responding to Elite Financial Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.