What is the most common complaint against Town Financial Corporation?

The most common issue consumers report about Town Financial Corporation is "Communication tactics", specifically "Frequent or repeated calls". This is based on 5 complaints filed with the CFPB.

Are complaints against Town Financial Corporation increasing or decreasing?

Complaints against Town Financial Corporation are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Town Financial Corporation's reputation grade?

Town Financial Corporation has a reputation grade of B (score: 72.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Town Financial Corporation respond to consumer complaints?

Town Financial Corporation has a 80% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Town Financial Corporation operate?

Town Financial Corporation has received CFPB complaints from consumers in 1 states, with the most complaints from Iowa (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Town Financial Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade B.

Compiled by PlainCollector

Communication tactics

3
Took or threatened to take negative or legal action

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record town-financial-corporation Town Financial Corporation

Grade B · 5 CFPB filings · 80% timely · lead issue: Communication tactics · vol #3249 · compose #1090

VOL 5
GRADE B
12MO 0
STATES 1
TIMELY 80%
DISPUTE 0%
ISSUE Communication tactics
RANK #3,249
COMPOSE #1,090

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Town Financial Corporation's 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Town Financial Corporation's CFPB filings land in Iowa

High volume does not equal a clean composite: Town Financial Corporation is volume #3,249 but composite #1,090, while Iowa dominates the geography. Corpus placement method.

Dominant state: Iowa 100.0%; 5 of 5 filings · 1 states touched
Seasonal peak: 2017-07 11.1%; 8–15% band · 1 filings
Divergent corpus ranks: #3,249 volume; #1,090 composite; Cleanest-composite ladder is 2,159 places better than volume

How does Town Financial Corporation compare to its peers?

How does Town Financial Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Town Financial Corpora… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

80%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-07 2026-01

Issue Detail Breakdown

Issue	Complaints
Communication tactics	3
Took or threatened to take negative or legal action	1
False statements or representation	1

Where do complaints against Town Financial Corporation come from?

Town Financial Corporation's own per-state count, not a national baseline.

Iowa

5

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Town Financial Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to Town Financial Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.