State complaint profile

Debt collection complaints in Georgia

85,576 CFPB complaints filed against 1,879 debt collectors active in Georgia.

Complaints
85,576
Collectors
1,879
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Georgia at a glance

Georgia consumers have filed 85,576 CFPB debt-collection complaints against 1,879 collectors.

85,576
CFPB complaints filed
1,879
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Georgia

Georgia filings are dispersed: the top three collectors hold only 0.2% of 85,576 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Georgia residents in this extract is Resurgent Capital Services L.P. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Southern Management Systems Inc.

F
52 total complaints → stable

Duncan Solutions, lnc.

D
51 total complaints ↓ falling

Global Lending Services LLC

C
51 total complaints ↑ rising

Optio Solutions, LLC

D
51 total complaints ↑ rising

ResidentCollect, Inc.

F
51 total complaints → stable

The Law Offices of Mitchell D. Bluhm & Associates

C
51 total complaints ↓ falling

American Coradius International LLC

D
50 total complaints ↓ falling

RS Clark and Associates, Inc.

F
50 total complaints → stable

Pentagon Federal Credit Union

D
49 total complaints ↑ rising

Waypoint Resource Group, LLC

F
49 total complaints ↑ rising

Crown Asset Management, LLC, Duluth, GA Branch

D
48 total complaints → stable

Expert Global Solutions, Inc.

D
48 total complaints ↓ falling

EdFinancial Services

C
48 total complaints ↑ rising

Maximus Federal Services, Inc.

F
48 total complaints ↑ rising

Receivable Management Group, Inc. (GA)

C
48 total complaints ↓ falling

Ragan & Ragan, PC

F
48 total complaints ↓ falling

Merchants Credit Bureau, Inc.

D
46 total complaints → stable

Professional Collection Service Inc (GA)

B
46 total complaints ↑ rising

Colony Brands, Inc.

F
45 total complaints → stable

Merchants Adjustment Service, Inc.

D
45 total complaints → stable

Pinnacle Credit Services, LLC

D
45 total complaints ↓ falling

Trident Asset Management, L.L.C.

F
45 total complaints ↓ falling

Ditech Financial LLC

D
44 total complaints ↓ falling

National Enterprise Systems, Inc.

D
44 total complaints ↓ falling

January Technologies, Inc

F
43 total complaints ↑ rising

Roosen, Varchetti & Olivier, PLLC

C
43 total complaints → stable

Williams, Rush & Associates, LLC

F
43 total complaints ↑ rising

Credit Protection Association, L.P.

D
42 total complaints ↓ falling

McCullough Payne & Haan, LLC

D
42 total complaints ↓ falling

Riverwalk Financial Corporation

F
42 total complaints ↓ falling

Fifth Third Financial Corporation

D
41 total complaints → stable

Prince Parker & Associates

D
41 total complaints → stable

Quality Recovery Services, Inc.

D
41 total complaints ↓ falling

SinglePoint GI

F
41 total complaints ↑ rising

Associated Credit Services, Inc.

D
40 total complaints → stable

Choice Recovery, Inc.

D
40 total complaints ↓ falling

Monarch Recovery Holdings, Inc.

D
40 total complaints → stable

Citizens Financial Group, Inc.

C
39 total complaints → stable

Hovg, LLC

F
39 total complaints ↓ falling

RAS LaVrar, LLC

F
39 total complaints ↓ falling

Ford Motor Credit Co.

D
38 total complaints → stable

Financial Business and Consumer Solutions.

D
38 total complaints ↓ falling

Phoenix Health Care Management Services, Inc.

B
38 total complaints ↓ falling

Sterling Jewelers, Inc.

C
38 total complaints ↓ falling

A & O Recovery Solutions, LLC

F
37 total complaints ↑ rising

BMW Financial Services NA, LLC

D
37 total complaints ↑ rising

Credit Card Receivables Fund Incorporated

D
37 total complaints ↓ falling

F.H. Cann & Associates, Inc.

D
37 total complaints ↑ rising

First National Collection Bureau, Inc.

D
37 total complaints ↓ falling

Regions Financial Corporation

D
37 total complaints ↑ rising

If a collector is contacting you in Georgia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Georgia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Georgia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Georgia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Georgia Resident

Georgia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Georgia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.