What is the most common complaint against RAS LaVrar, LLC?

The most common issue consumers report about RAS LaVrar, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 176 complaints filed with the CFPB.

Are complaints against RAS LaVrar, LLC increasing or decreasing?

Complaints against RAS LaVrar, LLC are falling. The company received 27 complaints in the last 12 months, showing improvement over prior periods.

What is RAS LaVrar, LLC's reputation grade?

RAS LaVrar, LLC has a reputation grade of F (score: 45.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does RAS LaVrar, LLC respond to consumer complaints?

RAS LaVrar, LLC has a 92% timely response rate to CFPB complaints.

In how many states does RAS LaVrar, LLC operate?

RAS LaVrar, LLC has received CFPB complaints from consumers in 9 states, with the most complaints from Florida (92 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

RAS LaVrar, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

67
Written notification about debt

41
Took or threatened to take negative or legal action

39
False statements or representation

19
Communication tactics

6
Threatened to contact someone or share information improperly

4

Data updated September 2026

CFPB complaint disposition

CCDB record ras-lavrar-llc RAS LaVrar, LLC

Grade F · 176 CFPB filings · 92% timely · lead issue: Attempts to collect debt not owed · vol #604 · compose #4560

VOL 176
GRADE F
12MO 27
STATES 9
TIMELY 92%
ISSUE Attempts to collect debt n…
RANK #604
COMPOSE #4,560

Volume peers

Nearest volume peer: Oliver Adjustment Co. (176 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

RAS LaVrar, LLC's 176 CFPB complaints sit next to Oliver Adjustment Co. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

52.3% of RAS LaVrar, LLC's CFPB filings land in Florida

High volume does not equal a clean composite: RAS LaVrar, LLC is volume #604 but composite #4,560, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 52.3%; 92 of 176 filings · 9 states touched
Seasonal peak: 2025-07 8.8%; 8–15% band · 10 filings
Divergent corpus ranks: #604 volume; #4,560 composite; Cleanest-composite ladder is 3,956 places worse than volume

How does RAS LaVrar, LLC compare to its peers?

How does RAS LaVrar, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

RAS LaVrar, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

92%

97%

91%

Consumer-dispute ratelower is better

13%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	67
Written notification about debt	41
Took or threatened to take negative or legal action	39
False statements or representation	19
Communication tactics	6
Threatened to contact someone or share information improperly	4

Where do complaints against RAS LaVrar, LLC come from?

RAS LaVrar, LLC's own per-state count, not a national baseline.

Florida

92
Georgia

39
Virginia

17
Pennsylvania

12
South Carolina

9
New York

2
California

1
Kentucky

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for RAS LaVrar, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 176.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 92.44186046511628%.

4 peers

Know your rights before responding to RAS LaVrar, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.