State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 21

Sorted by most complaints

Capital Asset Recovery INC DBA Jacobson and Wright

D
1 total complaints ↓ falling

Capital Collection Management LLC

D
1 total complaints ↑ rising

Capital Link Management, LLC

F
1 total complaints ↓ falling

Capital Recovery Corporation

B
1 total complaints → stable

Carter Business Service, Inc.

B
1 total complaints → stable

Cascade CISS Holdings, LLC

D
1 total complaints ↑ rising

Cash Express, LLC

C
1 total complaints ↓ falling

CashRepublic Holdings, Inc.

D
1 total complaints ↑ rising

Centara Capital Group, Inc.

F
1 total complaints ↑ rising

Central Research Inc

D
1 total complaints ↑ rising

Centron Services

C
1 total complaints ↓ falling

Century Debt Solutions Inc.

B
1 total complaints ↓ falling

Certegy Holdings, LLC

D
1 total complaints ↓ falling

Check Security Associates, LLC

F
1 total complaints ↓ falling

Cheryl A. Warzynski PLLC

A
1 total complaints ↓ falling

Clear Debt Solutions, LLC

F
1 total complaints ↓ falling

Clear Recovery, Inc.

C
1 total complaints ↓ falling

Co-Operative Adjustment Bureau, Inc.

B
1 total complaints ↓ falling

Coastal Credit, LLC

C
1 total complaints ↓ falling

Coastal Financial Solutions, LLC

D
1 total complaints ↓ falling

Coastline Financial Resources, LLC

F
1 total complaints ↓ falling

Cochren Bailey & Associates, LLC

B
1 total complaints ↓ falling

Collection Bureau of Fort Walton Beach, Inc

D
1 total complaints ↓ falling

Collection Management Services, Inc.

D
1 total complaints → stable

Collection Professionals, Inc.

D
1 total complaints ↑ rising

Collections Acquisition Company, Inc.

F
1 total complaints ↓ falling

College Loan Corporation

D
1 total complaints ↓ falling

Commercial Acceptance Company

D
1 total complaints → stable

Commercial Industries Services Company, Inc.

D
1 total complaints → stable

Commercial Trade, Inc.

C
1 total complaints ↓ falling

Commonwealth Health Corporation

B
1 total complaints ↓ falling

Complete Collection Services, Inc.

A
1 total complaints ↓ falling

Computer Credit, Inc.

C
1 total complaints ↓ falling

Conduent Incorporated

C
1 total complaints ↓ falling

Consolidated Management Group, LLC

D
1 total complaints ↓ falling

Consumer Collection Management. Inc

F
1 total complaints → stable

Consumer Financial Services Solutions, Inc.

F
1 total complaints ↑ rising

Contemporary Recovery Solutions Inc.

A
1 total complaints ↓ falling

Convergys

C
1 total complaints ↓ falling

Cornerstone Holdings, Inc.

B
1 total complaints → stable

Credit Adjustments Inc

D
1 total complaints ↓ falling

Credit Bureau Services Association

D
1 total complaints → stable

Credit Bureau Services of Iowa Inc.

D
1 total complaints → stable

Credit Bureau of Carbon County

D
1 total complaints ↓ falling

Credit Central Holdings, LLC

C
1 total complaints ↑ rising

Credit Clearing House of America, Inc.

D
1 total complaints ↓ falling

Credit Collection Partners, Inc.

C
1 total complaints ↓ falling

Credit Consulting Services, Inc.

D
1 total complaints ↓ falling

Credit Financial Services, lnc

B
1 total complaints ↓ falling

Credit International Corporation

C
1 total complaints → stable

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.