State complaint profile
Debt collection complaints in Arizona
25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.
- Complaints
- 25,734
- Collectors
- 1,405
- Top collector
- Encore Capital Group Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Arizona at a glance
Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.
- 25,734
- CFPB complaints filed
- 1,405
- collectors active here
- #1
- most-complained: Encore Capital Group Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Arizona
Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Active Debt Collectors - Page 20
Sorted by most complaintsAscension Recovery Management
BAshner Group Inc
BAshton & Weinberg, Inc.
CAshwood Financial Inc
BAssigned Credit Solutions
DAssured Financial Partners
CAstra Business Services
FAutomated Accounts Management Services
CAutomatic Data Processing, Inc.
FAvant Credit Corporation
CAxela Technologies, Inc
DAxiom Acquisition Ventures, LLC
CAzcar Capital, Inc.
BBalanced Healthcare Receivables, LLC
DBAM Management US Holdings Inc.
FBanco Popular DE Puerto Rico
BBank of Hawaii Corporation
BBankers Healthcare Group LLC
CBHA Services
FBOC LLC
CBass & Associates, P.C., Attorneys at Law
BBayview Solutions LLC
DBerco Finance Corp
ABig Picture Loans, LLC
CBorrowersFirst, Inc.
BBrightwater Capital, LLC
CBryant, Hodge & Associates LLC
FBusiness Processing Solutions, LLC
FC & M Associates Group, Inc.
BCalifornia Recovery Bureau, Inc
BCardinal Financial Company, Limited Partnership
ACash America International, Inc.
CCBV Collection Services Ltd.
FCFS Holdings, Inc
CCHECKredi of Kentucky, LLC
DCIR, Law Offices
DCIT Bank, National Association
CClayton Autos, Inc
FCollection Services of Athens, Inc.
FCongress Collection Corp
CCorelogic Inc
CCornerstone Resolution Group, Inc.
CCredit World Services, Inc.
CCSO Financial
DCullen/Frost Bankers, Inc.
BCade Investments LLC
DCaliber Home Loans, Inc.
DCalifornia Business Bureau, Inc.
FCambrian Group
BCannon & Cannon Firm PC
BIf a collector is contacting you in Arizona
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Arizona
- Encore Capital Group Inc. Leads Arizona complaint volume in this extract
- Maryland complaint profile Nearest volume peer (25,302 complaints)
- Michigan complaint profile Nearest volume peer (26,445 complaints)
- States by complaint volume Arizona sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting Arizona residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Arizona Resident
Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |