What is the most common complaint against Credit Bureau Services of Iowa Inc.?

The most common issue consumers report about Credit Bureau Services of Iowa Inc. is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 46 complaints filed with the CFPB.

Are complaints against Credit Bureau Services of Iowa Inc. increasing or decreasing?

Complaints against Credit Bureau Services of Iowa Inc. have been stable. The company received 13 complaints in the last 12 months.

What is Credit Bureau Services of Iowa Inc.'s reputation grade?

Credit Bureau Services of Iowa Inc. has a reputation grade of D (score: 53.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Bureau Services of Iowa Inc. respond to consumer complaints?

Credit Bureau Services of Iowa Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Credit Bureau Services of Iowa Inc. operate?

Credit Bureau Services of Iowa Inc. has received CFPB complaints from consumers in 11 states, with the most complaints from Iowa (27 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Bureau Services of Iowa Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

20
Written notification about debt

11
Took or threatened to take negative or legal action

9
False statements or representation

5
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record credit-bureau-services-of-iowa-inc Credit Bureau Services of Iowa Inc.

Grade D · 46 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1247 · compose #3658

VOL 46
GRADE D
12MO 13
STATES 11
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,247
COMPOSE #3,658

Volume peers

Nearest volume peer: Armstrong and Associates, Inc (46 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Bureau Services of Iowa Inc.'s 46 CFPB complaints sit next to Armstrong and Associates, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

58.7% of Credit Bureau Services of Iowa Inc.'s CFPB filings land in Iowa

High volume does not equal a clean composite: Credit Bureau Services of Iowa Inc. is volume #1,247 but composite #3,658, while Iowa dominates the geography. Corpus placement method.

Dominant state: Iowa 58.7%; 27 of 46 filings · 11 states touched
Seasonal peak: 2023-11 12.2%; 8–15% band · 5 filings
Divergent corpus ranks: #1,247 volume; #3,658 composite; Cleanest-composite ladder is 2,411 places worse than volume

How does Credit Bureau Services of Iowa Inc. compare to its peers?

How does Credit Bureau Services of Iowa Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Bureau Services… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-07 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	20
Written notification about debt	11
Took or threatened to take negative or legal action	9
False statements or representation	5
Threatened to contact someone or share information improperly	1

Where do complaints against Credit Bureau Services of Iowa Inc. come from?

Credit Bureau Services of Iowa Inc.'s own per-state count, not a national baseline.

Iowa

27
Illinois

6
Georgia

2
Minnesota

2
South Carolina

2
Texas

2
Arizona

1
Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Bureau Services of Iowa Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 46.

4 peers

Know your rights before responding to Credit Bureau Services of Iowa Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.