State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 22

Sorted by most complaints

Credit Lending Services Inc.

B
1 total complaints ↑ rising

Credit Plus Inc

B
1 total complaints ↓ falling

Credit Regulating Services, Inc.

D
1 total complaints ↓ falling

Credit Service Company

F
1 total complaints ↑ rising

Credit Solutions

F
1 total complaints ↓ falling

Credit West, LLC

F
1 total complaints ↑ rising

Creditor's Collection Service, Inc.

C
1 total complaints ↓ falling

Credits, Incorporated

F
1 total complaints ↑ rising

Creekside Recovery And Capital Management

B
1 total complaints ↓ falling

Crescent City Credit Recovery, Inc.

F
1 total complaints ↑ rising

Crossroads Systems Inc.

D
1 total complaints ↓ falling

Cullimore & Coleman, PLC

B
1 total complaints → stable

D.S. Erickson & Associates, PLLC

C
1 total complaints ↓ falling

DAS Inc

F
1 total complaints ↑ rising

DCN Holdings Inc.

F
1 total complaints ↓ falling

Debt Credit Services

F
1 total complaints → stable

DLF Law Group, LLC

B
1 total complaints → stable

Douglas, Knight & Associates, Inc.

B
1 total complaints ↓ falling

Drive NOW Auto Credit Company Inc

1 total complaints ↑ rising

DTA Group LLC

D
1 total complaints ↓ falling

Data Search NY, Inc.

F
1 total complaints ↓ falling

Davis & Jones, LLC

C
1 total complaints ↑ rising

De Lage Landen Finance, LLC

C
1 total complaints → stable

DeConcini McDonald Yetwin & Lacy, PC

A
1 total complaints ↓ falling

Debt Solutions Inc

B
1 total complaints ↓ falling

Delmarva Collections, Inc.

C
1 total complaints ↓ falling

Delray Capital, LLC

D
1 total complaints ↓ falling

Digital Access, LLC

A
1 total complaints ↑ rising

Dividend Finance Inc.

B
1 total complaints ↓ falling

Dovenmuehle Mortgage, Inc.

C
1 total complaints ↓ falling

Everbank, National Association

B
1 total complaints ↓ falling

Eagle Financial Services, Inc.

B
1 total complaints ↑ rising

Eastern Asset Services LLC

D
1 total complaints ↓ falling

Eastern Revenue, Inc.

D
1 total complaints → stable

Egon Singerman, Attorney at Law

B
1 total complaints ↓ falling

Elevate Recoveries, LLC

F
1 total complaints ↓ falling

Elite Financial Services, Inc.

D
1 total complaints ↓ falling

Elite Recovery Group LLC

C
1 total complaints ↑ rising

Eltman Law, P.C.

D
1 total complaints ↓ falling

Emergent Business Group, Inc.

D
1 total complaints ↓ falling

Endpoint Resolution Services (ERS)

B
1 total complaints ↓ falling

Enhanced Recovery Services 2, Inc.

C
1 total complaints ↓ falling

Epn, Inc.

F
1 total complaints ↓ falling

Equidata, Inc.

C
1 total complaints ↓ falling

Ernst, Ernst & Artmann, Inc.

A
1 total complaints ↓ falling

Esser, James & Associates

C
1 total complaints ↓ falling

Expedite Financial, Inc

F
1 total complaints ↓ falling

F&M Capital LLC

D
1 total complaints ↓ falling

Fearon Financial LLC

F
1 total complaints ↑ rising

Fidelis Recovery Management, LLC

C
1 total complaints ↓ falling

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.