What is the most common complaint against Century Debt Solutions Inc.?

The most common issue consumers report about Century Debt Solutions Inc. is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 11 complaints filed with the CFPB.

Are complaints against Century Debt Solutions Inc. increasing or decreasing?

Complaints against Century Debt Solutions Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Century Debt Solutions Inc.'s reputation grade?

Century Debt Solutions Inc. has a reputation grade of B (score: 70.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Century Debt Solutions Inc. respond to consumer complaints?

Century Debt Solutions Inc. has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Century Debt Solutions Inc. operate?

Century Debt Solutions Inc. has received CFPB complaints from consumers in 7 states, with the most complaints from California (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Century Debt Solutions Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

3
False statements or representation

3
Written notification about debt

2
Took or threatened to take negative or legal action

2
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record century-debt-solutions-inc Century Debt Solutions Inc.

Grade B · 11 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed · vol #2386 · compose #1292

VOL 11
GRADE B
12MO 0
STATES 7
TIMELY 91%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #2,386
COMPOSE #1,292

Volume peers

Nearest volume peer: Accounts Interchange Group LLC (11 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Century Debt Solutions Inc.'s 11 CFPB complaints sit next to Accounts Interchange Group LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

36.4% of Century Debt Solutions Inc.'s CFPB filings land in California

High volume does not equal a clean composite: Century Debt Solutions Inc. is volume #2,386 but composite #1,292, while California dominates the geography. Corpus placement method.

Dominant state: California 36.4%; 4 of 11 filings · 7 states touched
Spike month: 2016-03 15.8%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,386 volume; #1,292 composite; Cleanest-composite ladder is 1,094 places better than volume

How does Century Debt Solutions Inc. compare to its peers?

How does Century Debt Solutions Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Century Debt Solutions… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

78%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-12 2021-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	3
False statements or representation	3
Written notification about debt	2
Took or threatened to take negative or legal action	2
Communication tactics	1

Where do complaints against Century Debt Solutions Inc. come from?

Century Debt Solutions Inc.'s own per-state count, not a national baseline.

California

4
New Jersey

2
Arizona

1
Colorado

1
New Mexico

1
Utah

1
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Century Debt Solutions Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 11.

4 peers

Know your rights before responding to Century Debt Solutions Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.