What is the most common complaint against BHA Services?

The most common issue consumers report about BHA Services is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 22 complaints filed with the CFPB.

Are complaints against BHA Services increasing or decreasing?

Complaints against BHA Services are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is BHA Services's reputation grade?

BHA Services has a reputation grade of F (score: 34.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does BHA Services respond to consumer complaints?

BHA Services has a 37% timely response rate to CFPB complaints.

In how many states does BHA Services operate?

BHA Services has received CFPB complaints from consumers in 13 states, with the most complaints from California (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

BHA Services - Debt Collector Complaint Profile

CFPB complaint profile across 13 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

10
Communication tactics

5
Took or threatened to take negative or legal action

3
False statements or representation

3
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record bha-services BHA Services

Grade F · 22 CFPB filings · 37% timely · lead issue: Attempts to collect debt not owed · vol #1798 · compose #5117

VOL 22
GRADE F
12MO 3
STATES 13
TIMELY 37%
ISSUE Attempts to collect debt n…
RANK #1,798
COMPOSE #5,117

Volume peers

Nearest volume peer: Abrahamsen Ratchford, P.C (22 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

BHA Services's 22 CFPB complaints sit next to Abrahamsen Ratchford, P.C on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

California is the plurality state for BHA Services (22.7%)

The 2024-08 spike coincides with a 3,319-place gap between volume rank #1,798 and composite #5,117. Corpus placement method.

Plurality state: California 22.7%; Mid-band (15–30%) · 13 states with ≥1 filing
Spike month: 2024-08 42.9%; 6 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,798 volume; #5,117 composite; Cleanest-composite ladder is 3,319 places worse than volume

How does BHA Services compare to its peers?

How does BHA Services compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

BHA Services National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

37%

86%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-08 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	10
Communication tactics	5
Took or threatened to take negative or legal action	3
False statements or representation	3
Threatened to contact someone or share information improperly	1

Where do complaints against BHA Services come from?

BHA Services's own per-state count, not a national baseline.

California

5
New York

4
Michigan

2
Virginia

2
Arizona

1
Florida

1
New Mexico

1
North Dakota

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for BHA Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 22.

4 peers

Know your rights before responding to BHA Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.