State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 19

Sorted by most complaints

iQuantified Management Services, LLC

C
2 total complaints → stable

208 Capital Holdings LLC

F
1 total complaints ↑ rising

24 Asset Management Corp

A
1 total complaints ↓ falling

360 Mortgage Group LLC

A
1 total complaints ↓ falling

3rd Generation, Inc.

C
1 total complaints ↓ falling

A-L Financial Corp

C
1 total complaints ↑ rising

Access Group Inc.

B
1 total complaints ↓ falling

ACQ Holdings, LLC.

C
1 total complaints ↓ falling

ACS Education Services

D
1 total complaints ↓ falling

ADR ARBITRATION SERVICES (Closed)

B
1 total complaints ↓ falling

AE Tradings Inc

F
1 total complaints ↑ rising

Alpha Midco Inc

F
1 total complaints ↓ falling

AM Systems, LLC

A
1 total complaints ↓ falling

American Adjustment Bureau,Inc.

C
1 total complaints ↓ falling

Amerisave Mortgage Corporation

B
1 total complaints ↑ rising

Apple Recovery Services Corp

F
1 total complaints ↓ falling

Apple Recovery, LLC

C
1 total complaints ↓ falling

ARM WNY LLC

F
1 total complaints ↓ falling

Arvest Bank Group, Inc.

B
1 total complaints ↑ rising

Asta Funding Inc.

D
1 total complaints ↓ falling

Audit Systems,Inc

B
1 total complaints ↓ falling

AUSSRQ Holdings, LLC

F
1 total complaints ↓ falling

Axos Financial, Inc.

C
1 total complaints → stable

Abaca Mortgage, Inc.

1 total complaints ↑ rising

Accelerated Financial Solutions, LLC

D
1 total complaints ↓ falling

Accelerated Recovery Services, Inc

B
1 total complaints ↓ falling

Accounts Receivable Management, Inc (NJ) (Closed)

C
1 total complaints ↓ falling

Action Collection Agencies, Inc.

F
1 total complaints ↓ falling

Action Financial Services, LLC

C
1 total complaints ↓ falling

Action Revenue Recovery, LLC

C
1 total complaints ↓ falling

Advanced Professional Group

A
1 total complaints ↓ falling

Advantage Collection Professionals, Inc.

C
1 total complaints ↓ falling

Advantage Financial Service LLC (Idaho)

F
1 total complaints ↓ falling

Affirmative Law, PC

F
1 total complaints ↑ rising

Afterpay US Services, LLC

B
1 total complaints ↓ falling

Agency of Credit Control

D
1 total complaints ↓ falling

All Debt Solutions Inc. dba: 1st Class Agency

D
1 total complaints ↓ falling

Allegiant Capital Recovery LLC

F
1 total complaints ↓ falling

Alliance Asset Management, Inc (Closed)

B
1 total complaints ↓ falling

Alliance Group & Associates LLC

F
1 total complaints ↓ falling

Allied Consulting Services LLC

C
1 total complaints ↑ rising

Allied Financial Services Inc

B
1 total complaints → stable

American Collections Enterprise, Inc.

D
1 total complaints ↓ falling

American Credit Financial

C
1 total complaints ↓ falling

American Cycle Finance, Inc.

B
1 total complaints ↑ rising

Apex Resolution Group LLC

F
1 total complaints ↓ falling

Applied Business Services, Inc.

D
1 total complaints ↓ falling

Arbor Professional Solutions, Inc.

D
1 total complaints → stable

Arena Investors, LP

F
1 total complaints ↓ falling

Armada Corp.

D
1 total complaints → stable

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.