What is the most common complaint against Ashwood Financial Inc?

The most common issue consumers report about Ashwood Financial Inc is "Attempts to collect debt not owed", specifically "Debt is not mine". This is based on 27 complaints filed with the CFPB.

Are complaints against Ashwood Financial Inc increasing or decreasing?

Complaints against Ashwood Financial Inc are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Ashwood Financial Inc's reputation grade?

Ashwood Financial Inc has a reputation grade of B (score: 63.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Ashwood Financial Inc respond to consumer complaints?

Ashwood Financial Inc has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 15% of cases.

In how many states does Ashwood Financial Inc operate?

Ashwood Financial Inc has received CFPB complaints from consumers in 13 states, with the most complaints from Texas (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Ashwood Financial Inc - Debt Collector Complaint Profile

CFPB complaint profile across 13 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

5
Cont'd attempts collect debt not owed

5
Written notification about debt

4
False statements or representation

3
Communication tactics

3
Disclosure verification of debt

3

Data updated September 2026

CFPB complaint disposition

CCDB record ashwood-financial-inc Ashwood Financial Inc

Grade B · 27 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #1612 · compose #1990

VOL 27
GRADE B
12MO 1
STATES 13
TIMELY 96%
DISPUTE 15%
ISSUE Attempts to collect debt n…
RANK #1,612
COMPOSE #1,990

Volume peers

Nearest volume peer: AAA Auto Title Loans, LLC (27 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Ashwood Financial Inc's 27 CFPB complaints sit next to AAA Auto Title Loans, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Texas is the plurality state for Ashwood Financial Inc (22.2%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state: Texas 22.2%; Mid-band (15–30%) · 13 states with ≥1 filing
Spike month: 2025-10 16.0%; 8 filings that month · spiky (≥15% of series)
Corpus ranks: #1,612 volume; #1,990 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Ashwood Financial Inc compare to its peers?

How does Ashwood Financial Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Ashwood Financial Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

100%

91%

Consumer-dispute ratelower is better

15%

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-08 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	5
Cont'd attempts collect debt not owed	5
Written notification about debt	4
False statements or representation	3
Communication tactics	3
Disclosure verification of debt	3
Took or threatened to take negative or legal action	2
Improper contact or sharing of info	2

Where do complaints against Ashwood Financial Inc come from?

Ashwood Financial Inc's own per-state count, not a national baseline.

Texas

6
Florida

4
Indiana

3
Georgia

2
New Jersey

2
South Carolina

2
Arizona

1
Colorado

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Ashwood Financial Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 27.

4 peers

Know your rights before responding to Ashwood Financial Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.