What is the most common complaint against Mercury Financial Intermediate LLC?

The most common issue consumers report about Mercury Financial Intermediate LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 74 complaints filed with the CFPB.

Are complaints against Mercury Financial Intermediate LLC increasing or decreasing?

Complaints against Mercury Financial Intermediate LLC are rising. The company received 39 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Mercury Financial Intermediate LLC's reputation grade?

Mercury Financial Intermediate LLC has a reputation grade of D (score: 52.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Mercury Financial Intermediate LLC respond to consumer complaints?

Mercury Financial Intermediate LLC has a 100% timely response rate to CFPB complaints.

In how many states does Mercury Financial Intermediate LLC operate?

Mercury Financial Intermediate LLC has received CFPB complaints from consumers in 21 states, with the most complaints from Florida (16 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mercury Financial Intermediate LLC - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

23
Attempts to collect debt not owed

21
Written notification about debt

10
False statements or representation

10
Communication tactics

10

Data updated September 2026

CFPB complaint disposition

CCDB record mercury-financial-intermediate-llc Mercury Financial Intermediate LLC

Grade D · 74 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #969 · compose #3873

VOL 74
GRADE D
12MO 39
STATES 21
TIMELY 100%
ISSUE Took or threatened to take…
RANK #969
COMPOSE #3,873

Volume peers

Nearest volume peer: Brennan & Clark, Ltd., LLC (74 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Mercury Financial Intermediate LLC's 74 CFPB complaints sit next to Brennan & Clark, Ltd., LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Florida is the plurality state for Mercury Financial Intermediate LLC (21.6%)

Volume rank #969 and composite rank #3,873 diverge by 2,904 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Florida 21.6%; Mid-band (15–30%) · 21 states with ≥1 filing
Seasonal peak: 2013-10 10.5%; 8–15% band · 2 filings
Divergent corpus ranks: #969 volume; #3,873 composite; Cleanest-composite ladder is 2,904 places worse than volume

How does Mercury Financial Intermediate LLC compare to its peers?

How does Mercury Financial Intermediate LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Mercury Financial Inte… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

93%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-10 2026-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	23
Attempts to collect debt not owed	21
Written notification about debt	10
False statements or representation	10
Communication tactics	10

Where do complaints against Mercury Financial Intermediate LLC come from?

Mercury Financial Intermediate LLC's own per-state count, not a national baseline.

Florida

16
California

10
Texas

8
Arizona

5
New York

5
Ohio

5
Georgia

3
Michigan

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Mercury Financial Intermediate LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 74.

4 peers

Know your rights before responding to Mercury Financial Intermediate LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.