State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0.1% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

R.M. Galicia, Inc.

D
9 total complaints ↓ falling

Squaretwo Financial Corporation

D
9 total complaints ↓ falling

Scott Kroner PLC

F
9 total complaints ↑ rising

Seattle Service Bureau, Inc

D
9 total complaints → stable

Stillman, P.C. d.b.a. Stillman Law Office

D
9 total complaints → stable

Sykes,Bourdon,Ahern & Levy, P.C.

C
9 total complaints ↑ rising

American Honda Finance Corp

D
8 total complaints → stable

Allied International Credit Corp., (US)

C
8 total complaints ↓ falling

Altisource Portfolio Solutions, S.à r.l.

C
8 total complaints ↓ falling

AmerAssist A/R Solutions, Inc.

F
8 total complaints ↓ falling

American Profit Recovery, Inc., Marlborough, MA Branch

C
8 total complaints → stable

Ascension Point Recovery Services, LLC

C
8 total complaints ↓ falling

Associated Credit Services, Inc.

D
8 total complaints → stable

Brown and Joseph, Ltd

F
8 total complaints ↓ falling

Carolina Finance, LLC

B
8 total complaints → stable

Coast Professional, Inc.

D
8 total complaints ↓ falling

Carter-Young, Inc.

F
8 total complaints → stable

Chainlink Services LLC

D
8 total complaints ↑ rising

Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)

D
8 total complaints ↓ falling

Conn's, Inc.

D
8 total complaints ↓ falling

Financial Recovery Services, Inc.

D
8 total complaints ↓ falling

Glass Mountain Capital, LLC

D
8 total complaints ↓ falling

Helvey & Associates, Inc., Warsaw, IN Branch

D
8 total complaints → stable

Mar Joe Enterprises

C
8 total complaints ↓ falling

Mercedes Benz Financial Services

D
8 total complaints ↑ rising

RGS Financial, Inc.

D
8 total complaints ↓ falling

Southern Management Systems Inc.

F
8 total complaints → stable

State Collection Service, Inc.

D
8 total complaints ↓ falling

Tate and Kirlin Assoc

D
8 total complaints ↓ falling

Torriere Holdings INC

C
8 total complaints ↑ rising

USI Solutions Inc.

C
8 total complaints ↓ falling

Viking Client Services

C
8 total complaints → stable

Weltman, Weinberg & Reis Co., L.P.A.

D
8 total complaints ↓ falling

AUSSRQ Holdings, LLC

F
7 total complaints ↓ falling

Applied Business Services, Inc.

D
7 total complaints ↓ falling

BlueChip Financial

C
7 total complaints ↓ falling

Carrington Mortgage Services, LLC

C
7 total complaints ↓ falling

Check Into Cash Inc.

C
7 total complaints ↓ falling

Commercial Recovery Systems

F
7 total complaints ↓ falling

Complete Credit Solutions, Inc.

D
7 total complaints → stable

Consumer Collection Management. Inc

F
7 total complaints → stable

Credit Bureau of York, Inc.

D
7 total complaints ↓ falling

Data Search NY, Inc.

F
7 total complaints ↓ falling

DriveTime

C
7 total complaints → stable

Duvera Billing Services, LLC

D
7 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
7 total complaints ↓ falling

Fifth Third Financial Corporation

D
7 total complaints → stable

Healthcare Receivables Group, Inc.

C
7 total complaints ↓ falling

Merchants and Medical Credit Corporation, Inc.

D
7 total complaints ↓ falling

Michael Wayne Investment

C
7 total complaints ↓ falling

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.